1773 Thunderbolt St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1773 Thunderbolt St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,415 sqft · built 2017
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Company Names on File
Last Sale	$537,056 (May 2026)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2026 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-27-2790-00200-0090`

Property Details

APN / Parcel Number

Primary APN	`24-2S-27-2790-00200-0090`
Alternative APN	`S272242790002000090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,415 sqft Living Area
Gross Area	3,143 sqft
1st Floor Area	2,415 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	18,687 sqft (0.429 acres)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1773 THUNDERBOLT ST
City	NAVARRE
State	FL
Zip	32566-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH SHORES 1ST ADD (PB C PG 67) LOT 9 BLK 2 AS DES IN OR 4471 PG 463
Legal Range	27W
Legal Township	2S
Legal Section	24
Legal Subdivision	NORTH SHORES/ALL
Legal Block	2
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1011
Census Tract	10821

Owner

1773 Thunderbolt St is owned by a company that bought it in May 2026 and is owner-occupied.

Source: Santa Rosa County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	3401 W END AVE, 760, NASHVILLE, TN 37203-6860
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2026	Deed in Lieu of Foreclosure, Foreclosure NONE LISTED ON DOCUMENT
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC
Feb 2, 2024	Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 29, 2017	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Jan 12, 2017	Warranty Deed, Transfer GUARANTEE TITLE/NORTHWEST FL
Dec 15, 2016	Loan Modification, Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Feb 2, 2024 · Amount on File
Deed Document Number	202622897
Deed Book / Page	4741 / 405
Prior Transfer Date	Jul 9, 2012
Prior Transfer Doc	0031580792
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 24, 2026
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0000037518
Book / Page	4771 / 530
Instrument Date	Jul 17, 2026
Instrument	202637518
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SANTA ROSA FL
Recording Date	May 6, 2026
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0047410405
Book / Page	4741 / 405
Instrument Date	Apr 3, 2026
Instrument	202622897
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$379,698.39
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402

Mortgage

Document Number	0041511028
Date	Jul 21, 2021
Book Page	4151/1028
Instrument	202148870

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 2, 2024
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0044710463
Book / Page	4471 / 463
Map Reference	MB C PG 67
Instrument Date	Jan 31, 2024
Instrument	202404639
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,639.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4306 PRESTWOULD CT, FREDERICKSBURG, VA 22408-9533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402

Mortgage

Document Number	0044710465
Date	Feb 2, 2024
Book Page	4471/465
Instrument	202404640

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 29, 2017
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0036371835
Book / Page	003637 / 001835
Instrument Date	Apr 12, 2017
Instrument	26427
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	36371835
Date	Jun 29, 2017
Book Page	003637/001835
Instrument	26427

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 12, 2017
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Document Number	0035901309
Book / Page	003590 / 001309
Instrument Date	Dec 16, 2016
Instrument	1347
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transaction

Amount	Amount on Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4229 HIGHWAY 90 MILTON FL 325712011, MILTON, FL 32571-2011

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	1773 THUNDERBOLT ST, NAVARRE, FL 32566-8402
Instrument Date	Dec 15, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	GUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	35901311
Date	Jan 12, 2017
Book Page	003590/001311
Instrument	1348

Lender

Name	REGIONS BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1773 Thunderbolt St was $4,028 with a homeowner's exemption, up 50.4% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,028.00 (+50.41%) Homeowner's exemption	$372,726 (+43.1%) Land $70,000 Building $302,726	$372,726 (+3.93%) Land $70,000 Building $302,726
2024	$2,678.00 (+2.37%) Homeowner's exemption Disabled Person's exemption	$260,466 (+3%)	$358,633 (+8.04%) Land $70,000 Building $288,633
2023	$2,616.00 (+8.91%) Homeowner's exemption Disabled Person's exemption	$252,880 (+8.36%)	$331,942 (+6.99%) Land $45,000 Building $286,942
2022	$2,402.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$233,379	$310,254 Land $40,000 Building $270,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1773 Thunderbolt St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1773 Thunderbolt St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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