1680 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1680 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 1910
Lot Size	6.69 acres (291,416 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Oct 2022)
Tax Bill	$4,924 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596136`

Property Details

APN / Parcel Number

Primary APN	`596136`
Alternative APNs	`390327 505040 0000` `104482` `108091`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	2,832 sqft

Exterior

Year Built	Built 1910
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Block
Roof Material	Rolled Roofing
Lot Area	291,416 sqft (6.69 acres)
Garage Type	Carport
Garage Area	1,440 sqft
Carport	Carport
Parking Spaces	4 Parking Spaces
Deck Area	702 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	108091
Street Address	1680 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	THAT PTN OF SE DAF-BEG AT SE COR-TH N 00 DEG 13'41\ E ALG E LI 670.27 FT-TH N 89 DEG 00'06\ W PAR WI S LI 492.53 FT-TH S 00 D
Legal Range	03
Legal Township	39
Legal Section	27
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2026
Census Tract	10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1680 E SMITH RD, BELLINGHAM, WA 98226-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	2022-1002309
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 27, 2022
Property Address	1680 E SMITH RD, BELLINGHAM, WA 98226-9768
Document Number	0001002309
Instrument Date	Oct 17, 2022
Instrument	2022-1002309
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 E SMITH RD, BELLINGHAM, WA 98226-9768

Mortgage

Document Number	0001002310
Date	Oct 27, 2022
Instrument	2022-1002310

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,924.00 (+39.57%)	$667,328 (+32.4%) Land $291,559 Building $375,769	$667,328 (+32.4%) Land $291,559 Building $375,769
2022		$504,024 Land $316,837 Building $187,187	$504,024 Land $316,837 Building $187,187
2021	$3,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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