1793 Windlass Rd, Moneta, VA 24121 Property Records

Franklin County property record for 1793 Windlass Rd, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,088 sqft · built 1982
Lot Size	0.021 acres (935 sqft)
Owner	Trust Name on Record
Last Sale	$299,000 (Jan 2020)
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031 07-001 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-001 00`
Alternative APN	`8040`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,088 sqft Living Area
Gross Area	1,466 sqft
1st Floor Area	1,088 sqft
Basement Area	544 sqft
Finished Basement	544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	935 sqft (0.021 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	66 sqft
Deck Area	80 sqft
Patio Area	96 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8040
Street Address	1793 WINDLASS RD
City	MONETA
State	VA
Zip	24121-2429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	THE WATER FRONT TOWNHOUSE 1 A SECTION 5 TOWNHOUSE
Legal Subdivision	TOWNHOUS
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	156 WARWICKE PL, ADVANCE, NC 27006-8506
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 8, 2022	Intrafamily Transfer, Transfer
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	202091
Deed Book / Page	1133 / 578
Last Transfer Date	Jun 29, 2022
Transfer Doc	0011862881
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1793 WINDLASS RD, MONETA, VA 24121-2429
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 MEETING HOUSE LN, CLEMMONS, NC 27012

Mortgage

Document Number	0012080657
Date	Jan 17, 2024
Book Page	1208/657
Instrument	240000241

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jul 8, 2022
Property Address	1793 WINDLASS RD, MONETA, VA 24121-2429
Document Number	0011862881
Book / Page	1186 / 2881
Map Reference	MB 365 PG 1858
Instrument Date	Jun 29, 2022
Instrument	220005245
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 MEETING HOUSE LN, CLEMMONS, NC 27012-7705

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 6, 2020
Property Address	1793 WINDLASS RD, MONETA, VA 24121-2429
Document Number	0011330578
Book / Page	001133 / 000578
Instrument Date	Dec 23, 2019
Instrument	91
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 MEETING HOUSE LN CLEMMONS NC 270127705, CLEMMONS, NC 27012-7705

Mortgage

Document Number	11330581
Date	Jan 6, 2020
Book Page	001133/000581
Instrument	92

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,919.00 (+11.83%)	$446,500 (+58.67%) Land $90,000 Building $356,500	$446,500 (+58.67%) Land $90,000 Building $356,500
2023	$1,716.00	$281,400 (-) Land $75,000 Building $206,400	$281,400 (-) Land $75,000 Building $206,400
2022		$281,400 Land $75,000 Building $206,400	$281,400 Land $75,000 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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