1788 Windlass Rd, Moneta, VA 24121 Property Records

Franklin County property record for 1788 Windlass Rd, Moneta, VA 24121 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,088 sqft · built 1982
Lot Size	0.021 acres (935 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Apr 2026)
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`031 07-016 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-016 00`
Alternative APN	`8055`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,088 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,024 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	935 sqft (0.021 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	80 sqft
Patio Area	88 sqft
Balcony Area	64 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8055
Street Address	1788 WINDLASS RD
City	MONETA
State	VA
Zip	24121-2409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	THE WATER FRONT TOWNHOUSE 4 C SECTION 5 TOWNHOUSE
Legal Subdivision	TOWNHOUS
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records · APN 031 07-016 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1788 WINDLASS RD, MONETA, VA 24121-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
Nov 03, 2023	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 03, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 22, 2020	Deed, Transfer FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Nov 03, 2023 · Amount on Record
Deed Document Number	20262636
Deed Book / Page	1244 / 1555
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 24, 2026
Property Address	1788 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0000002636
Book / Page	1244 / 1555
Instrument Date	Apr 16, 2026
Instrument	2026.2636
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 WINDLASS RD, MONETA, VA 24121-2409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002637,
Date	Apr 24, 2026
Instrument	2026..2637

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 03, 2023
Property Address	1788 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0012052733
Book / Page	1205 / 2733
Map Reference	MB 365 PG 1858
Instrument Date	Nov 02, 2023
Instrument	230006483
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	ELITE TITLE OF VIRGINIA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43297 HILL HEAD PL, LANSDOWNE, VA 20176-3903

Mortgage

Document Number	0002061529
Date	Nov 20, 2023
Book Page	206/1529
Instrument	230006857

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 03, 2022
Property Address	1788 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0011851253
Book / Page	1185 / 1253
Map Reference	MB 365 PG 1858
Instrument Date	Jun 03, 2022
Instrument	220004400
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	307 S JEFFERSON ST, LEXINGTON, VA 24450-2030

Mortgage

Document Number	0220004401
Date	Jun 03, 2022
Instrument	220004401

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 22, 2020
Property Address	1788 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0011532319
Book / Page	1153 / 2319
Map Reference	MB 365 PG 1858
Instrument Date	Dec 22, 2020
Instrument	200010753
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2914 ADAM DR, VINTON, VA 24179-1163

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,307.00 (+33.74%)	$536,700 (+89.78%) Land $90,000 Building $446,700	$536,700 (+89.78%) Land $90,000 Building $446,700
2023	$1,725.00	$282,800 (-) Land $75,000 Building $207,800	$282,800 (-) Land $75,000 Building $207,800
2022		$282,800 Land $75,000 Building $207,800	$282,800 Land $75,000 Building $207,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510670201041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: SML Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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