1789 Windlass Rd, Moneta, VA 24121 Property Records

Franklin County property record for 1789 Windlass Rd, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,024 sqft · built 1982
Lot Size	0.021 acres (935 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2021)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 07-003 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-003 00`
Alternative APN	`8042`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	1,024 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	935 sqft (0.021 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8042
Street Address	1789 WINDLASS RD
City	MONETA
State	VA
Zip	24121-2429
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	THE WATER FRONT TOWNHOUSE 3 A SECTION 5 TOWNHOUSE
Legal Subdivision	TOWNHOUS
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1941 CORNER ROCK RD, MIDLOTHIAN, VA 23113-8902
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	20214523
Deed Book / Page	1162 / 2509
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 13, 2021
Property Address	1789 WINDLASS RD, MONETA, VA 24121-2429
Document Number	0011622509
Book / Page	1162 / 2509
Map Reference	MB 365 PG 1858
Instrument Date	May 10, 2021
Instrument	210004523
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	COURT STREET TITLE AGENCY, COURT STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1941 CORNER ROCK RD, MIDLOTHIAN, VA 23113-8902

Mortgage

Document Number	210004524
Date	May 13, 2021
Instrument	210004524

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 18, 2018
Property Address	1789 WINDLASS RD, MONETA, VA 24121-2429
Document Number	0011081720
Book / Page	001108 / 001720
Instrument Date	Apr 24, 2018
Instrument	3163
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 ORCHARD LN LANCASTER PA 176032421, LANCASTER, PA 17603-2421

Mortgage

Document Number	11081724
Date	May 18, 2018
Book Page	001108/001724
Instrument	3164

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,790.00 (+13.51%)	$416,300 (+60.98%) Land $90,000 Building $326,300	$416,300 (+60.98%) Land $90,000 Building $326,300
2023	$1,577.00	$258,600 (-) Land $75,000 Building $183,600	$258,600 (-) Land $75,000 Building $183,600
2022		$258,600 Land $75,000 Building $183,600	$258,600 Land $75,000 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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