1790 Windlass Rd, Moneta, VA 24121 Property Records

Franklin County property record for 1790 Windlass Rd, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,024 sqft · built 1982
Lot Size	0.021 acres (935 sqft)
Owner	Company Name on Record
Last Sale	$299,000 (Feb 2020)
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031 07-015 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-015 00`
Alternative APN	`8054`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	1,340 sqft
1st Floor Area	1,024 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	935 sqft (0.021 acres)
Terrain	Rolling
View / Lot	Waterfront

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8054
Street Address	1790 WINDLASS RD
City	MONETA
State	VA
Zip	24121-2409
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	THE WATER FRONT TOWNHOUSE 3 C SECTION 5 TOWNHOUSE
Legal Subdivision	TOWNHOUS
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2019 JEANA LN, ROANOKE, VA 24012-6811
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Mar 10, 2026	Intrafamily Transfer, Transfer
Feb 27, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Document Number	20201297
Deed Book / Page	1135 / 768
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Jul 31, 2026
Property Address	1790 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0000005027
Book / Page	1248 / 752
Instrument Date	Jul 17, 2026
Instrument	20265027
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2019 JEANA LN, ROANOKE, VA 24012-6811
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005027,
Date	Jul 31, 2026
Book Page	1248/752
Instrument	20265027

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Mar 10, 2026
Property Address	1790 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0012420515
Book / Page	1242 / 515
Map Reference	MB 365 PG 1858
Instrument Date	Feb 26, 2026
Instrument	260001531
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2019 JEANA LN, ROANOKE, VA 24012-6811

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 27, 2020
Property Address	1790 WINDLASS RD, MONETA, VA 24121-2409
Document Number	0011350768
Book / Page	1135 / 768
Map Reference	MB 365 PG 1858
Instrument Date	Feb 10, 2020
Instrument	200001297
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1790 WINDLASS RD # C, C, MONETA, VA 24121-2409

Mortgage

Document Number	200001298
Date	Feb 27, 2020
Instrument	200001298

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00 (+14.87%)	$443,900 (+63.02%) Land $90,000 Building $353,900	$443,900 (+63.02%) Land $90,000 Building $353,900
2023	$1,661.00	$272,300 (-) Land $75,000 Building $197,300	$272,300 (-) Land $75,000 Building $197,300
2022		$272,300 Land $75,000 Building $197,300	$272,300 Land $75,000 Building $197,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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