Bay County property record for 1789 Birch Dr, Pinconning, MI 48650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,676 sqft |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Apr 2017) |
| Tax Bill | $3,764 (2026) |
| Deeds & Mortgages | Nov 2017 Construction Loan Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-015-200-040-03 |
| Primary APN | 040-015-200-040-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 109,336 sqft (2.51 acres) |
| Lot Dimensions | 302 ft deep x 293 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1789 BIRCH DR |
|---|---|
| City | PINCONNING |
| State | MI |
| Zip | 48650-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SE |
| Legal Description | COM AT W 1/4 COR OF SEC TH E 3206.76 FT TH N 326.10 FT TO POB TH N 326.54 FT TH E 335.33 FT TH S 326.54 FT TH W 335.33 FT TO |
| Legal Subdivision | FRASER |
| Jurisdiction | BAY MI |
| Township / Civil Division | FRASER |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 286200 |
1789 Birch Dr is owned and occupied by an individual who bought it in April 2017.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1789 BIRCH DR, PINCONNING, MI 48650-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2017 | Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK |
| Jan 1, 2019 | Loan Modification, Mortgage CHEMICAL BK |
| Apr 24, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2017 · Amount on File |
| Deed Sale | Apr 24, 2017 · Amount on File |
| Prior Sale | Jan 31, 2012 · Amount on File |
| Deed Book / Page | 3212 / 637 |
| Prior Transfer Date | Oct 1, 2007 |
| Prior Transfer Doc | 0025640089 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1789 BIRCH DR, PINCONNING, MI 48650-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032510256 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 3251/256 |
| Instrument | 3251-256 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1789 BIRCH DR, PINCONNING, MI 48650-9502 |
| Document Number | 0000007870 |
| Instrument Date | Jan 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1789 BIRCH DR PINCONNING MI 486509502, PINCONNING, MI 48650-9502 |
| Document Number | 0000007870 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 7870 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48084 |
| Amount | Amount on Record |
|---|---|
| Term | 336 Months |
| Due | Jun 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 24, 2017 |
| Property Address | 1789 BIRCH DR, PINCONNING, MI 48650-9502 |
| Document Number | 0032120637 |
| Book / Page | 003212 / 000637 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3112 E WOODLAND DR BAY CITY MI 487061631, BAY CITY, MI 48706-1631 |
The 2026 property tax bill for 1789 Birch Dr was $3,764 with a homeowner's exemption, up 197.8% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Fraser Township |
| Unified School District | Pinconning Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,764.00 (+197.78%) Homeowner's exemption | $183,400 (+4.32%) | $366,800 (+4.32%) |
| 2025 | $1,264.00 Homeowner's exemption | $175,800 | $351,600 |
| 2023 | $130,600 | $261,200 | |
| 2022 | $3,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1789 Birch Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1986–2020) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1789 Birch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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