1765 Birch Dr, Pinconning, MI 48650 Property Records

Bay County property record for 1765 Birch Dr, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,864 sqft · built 2002
Lot Size	2.09 acres (91,040 sqft)
Owner	2 Individual Names on File
Last Sale	$485,523 (Sep 2026)
Tax Bill	$4,509 (2026)
Deeds & Mortgages	Sep 2026 Sale Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-015-200-080-01`

Property Details

APN / Parcel Number

Primary APN	`040-015-200-080-01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	91,040 sqft (2.09 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1765 BIRCH DR
City	PINCONNING
State	MI
Zip	48650-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF
Legal Description	COM 2574.35 FT E & 326.27 FT N OF W 1/4 COR OF SEC TO POB TH N 326.61 FT TH E 275.60 FT TH S 326.51 FT TH W 280.89 FT TO BEG.
Jurisdiction	BAY MI
Township / Civil Division	FRASER
Census Block Group	3
Census Block	3035
Census Tract	286200

Owner

1765 Birch Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Bay County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	624 E SALZBURG RD, BAY CITY, MI 48706-9713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2022	Correction Deed MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Prior Sale	Apr 12, 2022 · Amount on File
Deed Document Number	202611645
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 4, 2026
Property Address	1765 BIRCH DR, PINCONNING, MI 48650-9502
Document Number	0000011645
Instrument Date	Sep 3, 2026
Instrument	202611645
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$367,783.42
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 E SALZBURG RD, BAY CITY, MI 48706-9713

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAY MI
Recording Date	Apr 26, 2022
Property Address	1765 BIRCH DR, PINCONNING, MI 48650-9502
Document Number	0000006774
Instrument Date	Apr 21, 2022
Instrument	202206774
Record Updated	Jul 13, 2022
Title Company	MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4835 TOWNE CENTRE RD STE 102, 102, SAGINAW, MI 48604-2830

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Apr 12, 2022
Property Address	1765 BIRCH DR, PINCONNING, MI 48650-9502
Document Number	0000006071
Map Reference	LB 658 PG 244-247
Instrument Date	Apr 8, 2022
Instrument	202206071
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	MOELAND TITLE SERVICES LLC, HOMELAND TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1765 BIRCH DR, 1765, PINCONNING, MI 48650-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N FRANKLIN ST, DEARBORN, MI 48128-1516

Mortgage

Document Number	0000006072
Date	Apr 12, 2022
Instrument	202206072

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1765 BIRCH DR, PINCONNING, MI 48650-9502
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 BITCH DR, PINCONNING, MI 48650-9502

Mortgage

Document Number	0000017522
Date	Oct 15, 2021
Instrument	202117522

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 3, 2020
Property Address	1765 BIRCH DR, PINCONNING, MI 48650-9502
Document Number	0000010570
Instrument Date	Jul 27, 2020
Instrument	10570
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,751.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5610 N GATES AVE #268 FRESNO CA 937226281, 268, FRESNO, CA 93722-6281

Mortgage

Document Number	10571
Date	Aug 3, 2020
Instrument	10571

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1765 Birch Dr was $4,509 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Fraser Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,509.00 Homeowner's exemption	$163,400	$326,800
2023		$119,800	$239,600
2022	$3,533.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1765 Birch Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1986–2020)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 Birch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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