17862 E Shadow Lake Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 17862 E Shadow Lake Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Aug 2013)
Tax Bill	$9,612 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-226-009`

Property Details

APN / Parcel Number

Primary APN	`07-24-226-009`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	17862 E SHADOW LAKE RD
City	MOUNT VERNON
State	IL
Zip	62864-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES SUB PHASE 2 LOT 16 17862 E SHADOW LAKE LN
Legal Subdivision	WHISPERING PINES SUB
Legal Phase	2
Legal Lot Number	16
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3009
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17862 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Aug 29, 2011 · Amount on Record
Deed Document Number	20138689
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17862 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202303151
Date	Sep 5, 2023
Instrument	202303151

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17862 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101201
Date	Mar 15, 2021
Instrument	202101201

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17862 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905165
Date	Dec 9, 2019
Instrument	201905165

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17862 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201705138
Date	Nov 9, 2017
Instrument	201705138

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Bluford Unit School District 318 (KG-8) in Mount Vernon (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,612.00 (+3.35%)	$155,945 (+62.66%) Land $17,582 Building $138,363	$467,835 (+62.66%) Land $52,746 Building $415,089
2024	$9,300.00 (+29.76%)
2022		$95,873 Land $13,184 Building $82,689	$287,619 Land $39,552 Building $248,067
2021	$7,167.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, GigFire, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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