17834 E Shadow Lake Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 17834 E Shadow Lake Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Details	2,490 sqft · built 2002
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Company Names on Record
Last Sale	$229,000 (Dec 2021)
Tax Bill	$7,122 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Feb 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-226-008`

Property Details

APN / Parcel Number

Primary APN	`07-24-226-008`

Interior

Stories	1 Story
Building Area	2,490 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	56,192 sqft (1.29 acres)

Location & Zoning

Street Address	17834 E SHADOW LAKE RD
City	MOUNT VERNON
State	IL
Zip	62864-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES SUB PHASE 2 LOT 15
Legal Subdivision	WHISPERING PINES SUB
Legal Phase	2
Legal Lot Number	15
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3009
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17834 N SHADOW LAKE LN, MOUNT VERNON, IL 62864
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CARROLLTON BANK
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MECHANICS SAVINGS BANK
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Jan 7, 2020	Warranty Deed, Transfer · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Aug 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	20215904
Last Transfer Date	Aug 20, 2024
Transfer Doc	0202402836
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Dec 6, 2021
Property Address	17834 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	0202105904
Instrument Date	Dec 3, 2021
Instrument	202105904
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4212 GALLERIA POINTE CIR, ROCK HILL, SC 29730-3575

Mortgage

Document Number	0202105905
Date	Dec 6, 2021
Instrument	202105905

Lender

Name	CARROLLTON BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17834 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100714
Date	Feb 11, 2021
Instrument	202100714

Lender

Name	FARMERS & MECHANICS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17834 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Aug 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003496
Date	Jul 27, 2020
Instrument	202003496

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jan 7, 2020
Property Address	17834 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	20202000090
Instrument Date	Dec 30, 2019
Instrument	20202000090
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 E SAINT LOUIS ST, NASHVILLE, IL 62263-1715

Mortgage

Document Number	20202000091
Date	Jan 7, 2020
Instrument	20202000091

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Aug 7, 2017
Property Address	17834 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	201703737
Instrument Date	Aug 7, 2017
Instrument	201703737
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17834 E SHADOW LAKE RD, 17834, MOUNT VERNON, IL 62864-8078

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 846, MOUNT VERNON, IL 62864-0017

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Bluford Unit School District 318 (KG-8) in Mount Vernon (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,122.00 (+3.89%) Homeowner's exemption Senior Citizen's exemption	$115,013 (+8%) Land $17,468 Building $97,545	$345,039 (+8%) Land $52,404 Building $292,635
2024	$6,855.00 (+7.19%)	$106,493 (+23.48%) Land $16,174 Building $90,319	$319,479 (+23.48%) Land $48,522 Building $270,957
2022		$86,240 Land $13,098 Building $73,142	$258,720 Land $39,294 Building $219,426
2021	$6,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, GigFire, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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