17782 E Shadow Lake Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 17782 E Shadow Lake Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,500 (Jul 2006)
Tax Bill	$8,000 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-226-006`

Property Details

APN / Parcel Number

Primary APN	`07-24-226-006`

Exterior

Lot Area	55,757 sqft (1.28 acres)

Location & Zoning

Street Address	17782 E SHADOW LAKE RD
City	MOUNT VERNON
State	IL
Zip	62864-8296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHIPERING PINES SUB PHASE 2 LOT 13 17782 E SHADOW LAKE RD
Legal Subdivision	WHIPERING PINES SUB
Legal Phase	2
Legal Lot Number	13
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3009
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17782 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage STATE BANK
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2006 · Amount on Record
Deed Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	20064590
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Recording Date	Jul 15, 2026
Property Address	17782 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8296
Document Number	0000002645
Instrument Date	Jun 26, 2026
Instrument	20262645
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17782 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8296

Mortgage

Document Number	0000002645,
Date	Jul 15, 2026
Instrument	20262645

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17782 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8296
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903734
Date	Sep 3, 2019
Instrument	201903734

Lender

Name	STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Sep 3, 2019
Property Address	17782 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8296
Document Number	201903733
Instrument Date	Aug 23, 2019
Instrument	201903733
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 WOODVIEW CT APT 105, 105, EVANSVILLE, IN 47715-1452

Mortgage

Document Number	201903734
Date	Sep 3, 2019
Instrument	201903734

Lender

Name	STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Bluford Unit School District 318 (KG-8) in Mount Vernon (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,000.00 (+3.43%)	$122,843 (+33.36%) Land $17,350 Building $105,493	$368,529 (+33.36%) Land $52,050 Building $316,479
2024	$7,735.00 (+12.67%)
2022		$92,112 Land $13,010 Building $79,102	$276,336 Land $39,030 Building $237,306
2021	$6,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: ClearWave, GigFire, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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