17806 E Shadow Lake Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 17806 E Shadow Lake Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Mar 2024)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-226-007`

Property Details

APN / Parcel Number

Primary APN	`07-24-226-007`

Exterior

Lot Area	56,192 sqft (1.29 acres)

Location & Zoning

Street Address	17806 E SHADOW LAKE RD
City	MOUNT VERNON
State	IL
Zip	62864-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES SUB PHASE 2 LOT 14
Legal Subdivision	WHISPERING PINES SUB
Legal Phase	2
Legal Lot Number	14
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3009
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1807 FRANKLIN AVE, MOUNT VERNON, IL 62864-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2017	Deed of Trust, Mortgage COMMUNITY TRUST BANK
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NATIONAL ASSOCIATION
Aug 31, 2021	Warranty Deed, Transfer · Stand-Alone Refinance NEW AMERICAN FUNDING
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage PNC BANK
Jun 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2024898
Prior Transfer Date	Apr 14, 2018
Prior Transfer Doc	0201802054
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17806 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201703445
Date	Jul 20, 2017
Instrument	201703445

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	IRVINGTON, IL 62848

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 4, 2042

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Mar 27, 2024
Property Address	17806 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	0202400898
Instrument Date	Mar 26, 2024
Instrument	202400898
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17806 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078

Mortgage

Document Number	0202400899
Date	Mar 27, 2024
Instrument	202400899

Lender

Name	US BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Aug 31, 2021
Property Address	17806 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	0202104286
Instrument Date	Aug 26, 2021
Instrument	202104286
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3516 PICCADILLY AVE, MOUNT VERNON, IL 62864-2233

Mortgage

Document Number	0202104287
Date	Aug 31, 2021
Instrument	202104287

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 25, 2018
Property Address	17806 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	0201803048
Instrument Date	Jun 21, 2018
Instrument	201803048
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 CAMBRIDGE AVE, MAPLEWOOD, MO 63143-4216

Mortgage

Document Number	0201803049
Date	Jun 25, 2018
Instrument	201803049

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 27, 2018
Property Address	17806 E SHADOW LAKE RD, MOUNT VERNON, IL 62864-8078
Document Number	0201802054
Instrument Date	Apr 14, 2018
Instrument	201802054
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S SECOND ST, IRVINGTON, IL 62848-1029

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Bluford Unit School District 318 (KG-8) in Mount Vernon (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,737.00 (+3.5%)	$104,394 (+33.36%) Land $17,468 Building $86,926	$313,182 (+33.36%) Land $52,404 Building $260,778
2024	$6,509.00 (+3.81%)
2022		$78,278 Land $13,098 Building $65,180	$234,834 Land $39,294 Building $195,540
2021	$6,270.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, GigFire, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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