17861 W Spring Lake Rd, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17861 W Spring Lake Rd, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 763 sqft · built 1953
Lot Size	0.538 acres (23,435 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2023)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-005`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	763 sqft Living Area
1st Floor Area	763 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	23,435 sqft (0.538 acres)
Lot Dimensions	229 ft deep x 102 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17861 W SPRING LAKE RD
City	SPRING LAKE
State	MI
Zip	49456-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART NW 1/4 OF SE 1/4 COM ON W'LY LI WEST SPRING LAKE RD 129207 FT E, 34445 FT S 1D12M E & 23808 FT S'LY ALG A 48388 FT RAD CURVE TO RT, CHD BEARS S 12D53M45S W 23469 FT, FROM CEN 1/4 COR, TH SW'LY 1024 FT ALG A 48388 FT RAD CURVE TO RT,CHD BEARS S 3
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17861 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Aug 12, 2016 · Amount on Record
Deed Document Number	202332592
Prior Transfer Date	Mar 31, 2008
Prior Transfer Doc	5637/823
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 26, 2023
Property Address	17861 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445
Document Number	20230032592
Instrument Date	Dec 21, 2023
Instrument	2023-0032592
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	NOT AVAILABLE, WEST EDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17861 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17861 W SPRING LAKE RD, SPRING LAKE, MI 49456-1445

Mortgage

Document Number	20230032593
Date	Dec 26, 2023
Instrument	2023-0032593

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,400 (+2.47%)	$198,800 (+2.47%)
2025	$2,143.00 (+35.29%) Homeowner's exemption	$97,000 (+60.33%)	$194,000 (+60.33%)
2023		$60,500	$121,000
2022	$1,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile.

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