St. Joseph County property record for 17840 Bluff Dr, Three Rivers, MI 49093 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,958 sqft · built 2023 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Aug 2023) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-195-051-00 |
| Primary APN | 009-195-051-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,958 sqft Building Perimeter |
| 1st Floor Area | 1,088 sqft 1st Floor |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 217 ft deep x 100 ft wide |
| Garage Area | 400 sqft Garage |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 17840 BLUFF DR |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-8445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 RIVER WATCH SUB SEC 17 T6S R11W. (SPLIT FR/ 009-195-057-00 FOR 2019) |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 17 |
| Legal Subdivision | RIVER WATCH SUB |
| Legal Lot Number | 51 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 40400 |
Source: St. Joseph County records · APN 009-195-051-00
Assessment roll updated July 24, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17840 BLUFF DR, THREE RIVERS, MI 49093-8445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENT HOME LOANS |
| Mar 21, 2024 | Deed of Trust, Mortgage · VA Mortgage GVC MORTGAGE INC |
| Aug 29, 2023 | Warranty Deed, Transfer · Unknown ALLEN EDWIN RESIDENTIAL BUILDERS LL |
| Mar 01, 2019 | Deed, Transfer · Commercial Mortgage G W JONES EXCHANGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Deed Document Number | 20236194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 23, 2026 |
| Property Address | 17840 BLUFF DR, THREE RIVERS, MI 49093-8445 |
| Document Number | 0000005122 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20265122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 17840 BLUFF DR, THREE RIVERS, MI 49093-8445 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005122, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20265122 |
| Name | INDEPENDENT HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 17840 BLUFF DR, THREE RIVERS, MI 49093 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 5092 HIGHMEADOWS DR, KALAMAZOO, MI 49048-8283 |
| Investor | Possibly a Property Investor |
| Document Number | 2024001818 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 2024001818 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 29, 2023 |
| Property Address | 17840 BLUFF DR, THREE RIVERS, MI 49093 |
| Document Number | 2023006194 |
| Map Reference | LB 6 PG 189 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023006194 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Name | Verified Name |
|---|---|
| Address | 5092 HIGHNJE ADOW DRIVE, KALAMAZOO, MI 49048 |
| Investor | Possibly a Property Investor |
| Document Number | 2023006195 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2023006195 |
| Name | ALLEN EDWIN RESIDENTIAL BUILDERS LL |
|---|---|
| Type | Non-Lending Institution |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 01, 2019 |
| Property Address | BLUFF DR, THREE RIVERS, MI 49093 |
| Document Number | 01949/0900 |
| Book / Page | 1949 / 0900 |
| Map Reference | LB 6 PG 189 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10753 MACATAWA DR, 10753, HOLLAND, MI 49424-9572 |
| Name | Verified Name |
|---|---|
| Address | 18675 WARNER RD, DECATUR, MI 49045-9414 |
| Investor | Possibly a Property Investor |
| Document Number | 0001949902 |
|---|---|
| Date | Mar 01, 2019 |
| Instrument | 1949/902 |
| Name | G W JONES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 26, 2049 |
Source: St. Joseph County records · Assessment roll updated July 24, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,100 (+2,420.37%) Land $7,800 Building $128,300 | $272,200 (+2,420.37%) Land $15,600 Building $256,600 | |
| 2025 | Homeowner's exemption | ||
| 2023 | $5,400 Land $5,400 | $10,800 Land $10,800 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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