17803 Bluff Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17803 Bluff Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,009 sqft
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$302,500 (Jun 2026)
Tax Bill	$3,477 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009-195-026-00`

Property Details

APN / Parcel Number

Primary APN	`009-195-026-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,009 sqft Building Perimeter
1st Floor Area	1,116 sqft

Exterior

Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Garage Area	340 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17803 BLUFF DR
City	THREE RIVERS
State	MI
Zip	49093-8445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 RIVER WATCH SUB SEC 17 T6S R11W. (SPLIT FR/ 009-195-057-00 FOR 2019)
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	RIVER WATCH SUB
Legal Lot Number	26
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4373 KETTLE MORAINE DR, 3A, KALAMAZOO, MI 49048-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CREDIT UNION
Mar 17, 2022	Warranty Deed, Transfer · Line of Credit ALLEN EDWIN HOME BUILDERS LLC
Feb 25, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 1, 2019	Deed, Transfer · Commercial Mortgage G W JONES EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Mar 17, 2022 · Amount on Record
Deed Document Number	20264821
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	17803 BLUFF DR, THREE RIVERS, MI 49093-8445
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6250 LONGVIEW CT, PORTAGE, MI 49024-2823

Mortgage

Document Number	2022010453
Date	Dec 16, 2022
Instrument	2022010453

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 11, 2026
Property Address	17803 BLUFF DR, THREE RIVERS, MI 49093-8445
Document Number	0000004821
Instrument Date	Jun 9, 2026
Instrument	20264821
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,143.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000004822,
Date	Jun 11, 2026
Instrument	20264822

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 11, 2026
Property Address	17803 BLUFF DR, THREE RIVERS, MI 49093-8445
Document Number	2026004821
Instrument Date	Jun 9, 2026
Instrument	20264821
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,143.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000004822,
Date	Jun 11, 2026
Instrument	20264822

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 17, 2022
Property Address	17803 BLUFF DR, THREE RIVERS, MI 49093
Document Number	2022002350
Map Reference	LB 6 PG 189
Instrument Date	Mar 10, 2022
Instrument	2022002350
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	153 SUNCREST CT SW, GRANDVILLE, MI 49418-3214

Mortgage

Date	Mar 17, 2022

Lender

Name	ALLEN EDWIN HOME BUILDERS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 25, 2022
Property Address	17803 BLUFF DR, THREE RIVERS, MI 49093
Document Number	2022001806
Map Reference	LB 6 PG 189
Instrument Date	Feb 25, 2022
Instrument	2022001806
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18675 WARNER RD, DECATUR, MI 49045-9414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 1, 2019
Property Address	17803 BLUFF DR, THREE RIVERS, MI 49093
Document Number	01949/0900
Book / Page	1949 / 0900
Map Reference	LB 6 PG 189
Instrument Date	Feb 25, 2019
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10753 MACATAWA DR, HOLLAND, MI 49424-9572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18675 WARNER RD, DECATUR, MI 49045-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	0001949902
Date	Mar 1, 2019
Instrument	1949/902

Lender

Name	G W JONES EXCHANGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,600 (+0.7%) Land $14,800 Building $128,800	$287,200 (+0.7%) Land $29,600 Building $257,600
2025	$3,477.00 Homeowner's exemption	$142,600 (+23.78%) Land $14,800 Building $127,800	$285,200 (+23.78%) Land $29,600 Building $255,600
2023		$115,200 Land $9,300 Building $105,900	$230,400 Land $18,600 Building $211,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Fiber, Spectrum.

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