17818 Bluff Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17818 Bluff Dr, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Oct 2025)
Tax Bill	$157 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-195-025-00`

Property Details

APN / Parcel Number

Primary APN	`009-195-025-00`

Exterior

Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	202 ft deep x 100 ft wide

Location & Zoning

Street Address	17818 BLUFF DR
City	THREE RIVERS
State	MI
Zip	49093-8445
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 25 RIVER WATCH SUB SEC 17 T6S R11W. (SPLIT FR/ 009-195-057-00 FOR 2019)
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	RIVER WATCH SUB
Legal Lot Number	25
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2030
Census Tract	40400

Owner

Source: St. Joseph County records · APN 009-195-025-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 S HOOKER AVE, THREE RIVERS, MI 49093-2009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2025	Warranty Deed, Transfer · FHA Mortgage GVC MORTGAGE INC
Mar 01, 2019	Deed, Transfer · Commercial Mortgage G W JONES EXCHANGE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2025 · Amount on Record
Deed Sale	Oct 02, 2025 · Amount on Record
Prior Sale	Dec 05, 2024 · Amount on Record
Deed Document Number	20257819
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 02, 2025
Property Address	17818 BLUFF DR, THREE RIVERS, MI 49093-8445
Document Number	2025007819
Map Reference	LB 6 PG 189
Instrument Date	Sep 29, 2025
Instrument	2025007819
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S HOOKER AVE, THREE RIVERS, MI 49093-2009

Mortgage

Document Number	2025007820
Date	Oct 02, 2025
Instrument	2025007820

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 01, 2019
Property Address	BLUFF DR, THREE RIVERS, MI 49093
Document Number	01949/0900
Book / Page	1949 / 0900
Map Reference	LB 6 PG 189
Instrument Date	Feb 25, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10753 MACATAWA DR, 10753, HOLLAND, MI 49424-9572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18675 WARNER RD, DECATUR, MI 49045-9414
Investor	Possibly a Property Investor

Mortgage

Document Number	0001949902
Date	Mar 01, 2019
Instrument	1949/902

Lender

Name	G W JONES EXCHANGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,100 (+954.73%)	$312,200 (+954.73%)
2025	$157.00 (-63.06%) Homeowner's exemption	$14,800 Land $14,800	$29,600 Land $29,600
2024	$425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1989–2018)
Most Recent Claim	Feb 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Frontier, Mercury Broadband, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bluff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures