1784 Bluff Rd, Thurman, IA 51654 Property Records

Fremont County property record for 1784 Bluff Rd, Thurman, IA 51654

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,328 sqft · built 1900
Lot Size	35.3 acres (1,538,104 sqft)
Owner	Individual Name on File
Tax Bill	$2,354 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`240240835000000`

Property Details

APN / Parcel Number

Primary APN	`240240835000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Unfinished Basement	1,280 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,538,104 sqft (35.3 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Patio Area	192 sqft
Granary	Granary
Quonset Hut	Quonset Hut

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1784 BLUFF RD
City	THURMAN
State	IA
Zip	51654-6014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	IRR 35.31 AC TR SW1/4 SW1/4 12-69-43
Legal Range	43W
Legal Township	69N
Legal Section	12
Legal Tract	12-69
Jurisdiction	FREMONT IA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1004
Census Tract	970200

Owner

1784 Bluff Rd, a rural home, is owned by an individual who acquired it in February 2022.

Source: Fremont County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 242ND AVE, THURMAN, IA 51654-6023
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Deed of Trust, Mortgage ARBOR BANK
Feb 17, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2022
Transfer Doc	02022/0246
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Property Address	1784 BLUFF RD, THURMAN, IA 51654-6014
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000180
Date	Feb 9, 2018
Book Page	0000002018/0000000180
Instrument	20180180

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT IA
Recording Date	Feb 17, 2022
Property Address	1784 BLUFF RD, THURMAN, IA 51654-6014
Document Number	02022/0246
Book / Page	2022 / 0246
Instrument Date	Feb 15, 2022
Instrument	20220246
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 242ND AVE, THURMAN, IA 51654-6023

Tax Assessment & Valuation

The 2026 property tax bill for 1784 Bluff Rd was $2,354.

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Unified School District	Fremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,354.00	$180,200 (-) Land $56,580 Building $123,620	$180,200 (-) Land $56,580 Building $123,620
2025	$2,354.00 (+5.23%)	$180,200 Land $56,580 Building $123,620	$180,200 Land $56,580 Building $123,620
2024	$2,237.00
2023		$149,390 (+48.34%) Land $44,410 Building $104,980	$149,390 Land $44,410 Building $104,980
2022	$1,775.00 Additional exemption filed	$100,710 Land $30,300 Building $70,410
2021			$100,710 Land $30,300 Building $70,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1784 Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 24, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1784 Bluff Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 86% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL	50 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Rd

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