1702 Bluff Rd, Thurman, IA 51654 Property Records

Fremont County property record for 1702 Bluff Rd, Thurman, IA 51654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1947
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2026)
Tax Bill	$1,666 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`240240829010000`

Property Details

APN / Parcel Number

Primary APN	`240240829010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1702 BLUFF RD
City	THURMAN
State	IA
Zip	51654-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRR TR 1-69-43 & 12-69-43
Legal Range	43W
Legal Township	69N
Legal Section	12
Legal Tract	1-69
Jurisdiction	FREMONT IA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1004
Census Tract	970200

Owner

1702 Bluff Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Fremont County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	921 S 113TH ST, OMAHA, NE 68154-3319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGENT FINANCIAL GROUP INC
Jul 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Deed Document Number	2026844
Deed Book / Page	2026 / 844
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Recording Date	Aug 27, 2026
Property Address	1702 BLUFF RD, THURMAN, IA 51654-6014
Document Number	0000001058
Book / Page	2026 / 1058
Instrument Date	Aug 25, 2026
Instrument	20261058
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5826 FAY BLVD, OMAHA, NE 68117-1768

Mortgage

Document Number	0000001058,
Date	Aug 27, 2026
Book Page	2026/1058
Instrument	20261058

Lender

Name	REGENT FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Jul 9, 2026
Property Address	1702 BLUFF RD, THURMAN, IA 51654-6014
Document Number	0000000844
Book / Page	2026 / 844
Instrument Date	Jul 2, 2026
Instrument	2026844
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$58,095.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	921 S 113TH ST, OMAHA, NE 68154-3319

Tax Assessment & Valuation

The 2026 property tax bill for 1702 Bluff Rd was $1,666 with a homeowner's exemption.

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Unified School District	Fremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,666.00	$166,670 (-) Land $33,680 Building $132,990	$166,670 (-) Land $33,680 Building $132,990
2025	$1,666.00 (+7.07%) Homeowner's exemption	$166,670 Land $33,680 Building $132,990	$166,670 Land $33,680 Building $132,990
2024	$1,556.00
2023		$147,470 (+36.72%) Land $33,680 Building $113,790	$147,470 Land $33,680 Building $113,790
2022	$1,448.00 Homeowner's exemption	$107,860 Land $44,030 Building $63,830
2021			$107,860 Land $44,030 Building $63,830

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1702 Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 24, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1702 Bluff Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 97.3% of Iowa
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL	50 / 5

May also be available: T-Mobile.

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