1955 Bluff Rd, Thurman, IA 51654 Property Records

Fremont County property record for 1955 Bluff Rd, Thurman, IA 51654

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,959 sqft · built 1924
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Tax Bill	$2,986 (2026)
Deeds & Mortgages	May 2019 Sale Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`280281234000000`

Property Details

APN / Parcel Number

Primary APN	`280281234000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,140 sqft
Attic	Attic
Attic Area	627 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	348,480 sqft (8 acres)
Garage Type	Detached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Patio Area	240 sqft
Granary	Granary
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1955 BLUFF RD
City	THURMAN
State	IA
Zip	51654-6016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PCL A S1/2 NW1/4, NE1/4 SW1/4 24-69-43
Legal Range	43W
Legal Township	69N
Legal Section	24
Jurisdiction	FREMONT IA
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3136
Census Tract	970300

Owner

Source: Fremont County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1955 BLUFF RD, THURMAN, IA 51654-6016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed, Transfer
Nov 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 9, 2019
Transfer Doc	2019/466
Record Updated	Oct 29, 2026

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREMONT IA
Recording Date	May 10, 2019
Property Address	1955 BLUFF RD, THURMAN, IA 51654-6016
Document Number	2019/466
Book / Page	2019 / 466
Instrument Date	May 9, 2019
Instrument	20190466
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1955 BLUFF RD, THURMAN, IA 51654-6016

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREMONT IA
Recording Date	Nov 15, 2018
Property Address	1955 BLUFF RD, THURMAN, IA 51654-6016
Document Number	2018/1446
Book / Page	2018 / 1446
Instrument Date	Nov 14, 2018
Instrument	20181446
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Unified School District	Sidney Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,986.00	$268,380 (-) Land $86,000 Building $182,380	$268,380 (-) Land $86,000 Building $182,380
2025	$2,986.00 (+4.96%) Homeowner's exemption	$268,380 (+10.59%) Land $86,000 Building $182,380	$268,380 (+10.59%) Land $86,000 Building $182,380
2024	$2,845.00 (+20.19%)
2023		$242,690 (+39.96%) Land $86,000 Building $156,690	$242,690 (+39.96%) Land $86,000 Building $156,690
2022	$2,367.00 Homeowner's exemption	$173,400 Land $58,310 Building $115,090
2021			$173,400 Land $58,310 Building $115,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	84 (1993–2019)
Claims Outside the SFHA	80 of 84
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 34 claims Flooding, Aug 2011 · 39 claims Severe Storms & Flooding, Aug 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 94% of Iowa
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Rd

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