1674 Bluff Rd, Thurman, IA 51654 Property Records

Fremont County property record for 1674 Bluff Rd, Thurman, IA 51654

Property Summary

Property Type	General Agricultural/Rural
Lot Size	17.3 acres (754,895 sqft)
Owner	Individual Name on Record
Tax Bill	$136 (2026)
Deeds & Mortgages	Jun 2021 Construction Loan Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`240240736000000`

Property Details

APN / Parcel Number

Primary APN	`240240736000000`

Exterior

Lot Area	754,895 sqft (17.3 acres)

Location & Zoning

State	IA
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	NW1/4 SW1/4 EXC PCL B, PT PCL C 1-69-43
Legal Range	43W
Legal Township	69N
Legal Section	01
Jurisdiction	FREMONT IA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1004
Census Tract	970200

Owner

Source: Fremont County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1674 BLUFF RD, THURMAN, IA 51654-5036
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Construction Mortgage ARBOR BANK
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARBOR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Property Address	IA
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/0798
Date	Jun 1, 2021
Book Page	2021/0798
Instrument	20210798

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2051

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Property Address	IA
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1798
Date	Dec 20, 2022
Book Page	2022/1798
Instrument	20221798

Lender

Name	ARBOR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Unified School District	Fremont-Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$136.00	$9,210 (-) Land $9,170 Building $40	$9,210 (-) Land $9,170 Building $40
2025	$136.00 (+1.49%)	$9,210 (+27.03%) Land $9,170 Building $40	$9,210 (+27.03%) Land $9,170 Building $40
2024	$134.00 (+21.82%)
2023		$7,250 (+47.36%) Land $7,210 Building $40	$7,250 (+47.36%) Land $7,210 Building $40
2022	$110.00 Additional exemption filed	$4,920 Land $4,900 Building $20
2021			$4,920 Land $4,900 Building $20

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 97% of Iowa
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL	50 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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