17822 S River Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17822 S River Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,392 sqft
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,372 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-250-036-00`

Property Details

APN / Parcel Number

Primary APN	`009-250-036-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,392 sqft Building Perimeter
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Unfinished Basement	1,392 sqft

Exterior

Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	327 ft deep x 76 ft wide
Garage Area	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17822 S RIVER RD
City	THREE RIVERS
State	MI
Zip	49093-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 80 FT OF W 400 FT OF E 80 RDS OF SE 1/4 OF SEC. 17 T6S R11W S OF ST. JOE RIVER. KNOWN AS TRACT 78 ST. JOE ACRES NO. 2.
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Tract	78
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2003
Census Tract	40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17822 S RIVER RD, THREE RIVERS, MI 49093-8308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
May 31, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Book / Page	600 / 899
Last Transfer Date	May 29, 2018
Transfer Doc	1917/0656
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	17822 S RIVER RD, THREE RIVERS, MI 49093-8308
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17822 S RIVER RD, THREE RIVERS, MI 49093-8308

Mortgage

Document Number	2026002214
Date	Mar 26, 2026
Instrument	2026002214

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	17822 S RIVER RD, THREE RIVERS, MI 49093-8308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020005230
Date	Sep 4, 2020
Instrument	2020005230

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	May 31, 2018
Property Address	17822 S RIVER RD, THREE RIVERS, MI 49093-8308
Document Number	1917/0656
Book / Page	1917 / 0656
Instrument Date	May 29, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	17822 S RIVER RD, THREE RIVERS, MI 49093-8308

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,500 (+1.34%) Land $14,200 Building $76,300	$181,000 (+1.34%) Land $28,400 Building $152,600
2025	$1,372.00 Homeowner's exemption	$89,300 Land $14,200 Building $75,100	$178,600 Land $28,400 Building $150,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Frontier, Mercury Fiber, Spectrum.

Nearby Properties on S River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures