17882 S River Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 17882 S River Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 952 sqft · built 1952
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2018)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`009-250-032-00`

Property Details

APN / Parcel Number

Primary APN	`009-250-032-00`

Interior

Full Baths	2 Baths
Building Area	952 sqft Building Perimeter
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	255 ft deep x 80 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17882 S RIVER RD
City	THREE RIVERS
State	MI
Zip	49093-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 80 FT OF W 720 FT OF E 80 RDS OF SE 1/4 S OF ST JOE RIVER EXC FLOWAGE. SEC 17 T6S R11W. (TRACT 74 ST JOE ACRES NO 2.)
Legal Range	11W
Legal Township	06S
Legal Section	17
Legal Subdivision	ST JOE ACRES
Legal Tract	74
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2003
Census Tract	40200

Owner

17882 S River Rd is owned and occupied by two individuals who bought it in October 2018.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17882 S RIVER RD, THREE RIVERS, MI 49093-8308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Oct 9, 2018	Warranty Deed, Transfer PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Sep 3, 2014 · Amount on File
Deed Book / Page	1934 / 370
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	1676000712
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	17882 S RIVER RD, THREE RIVERS, MI 49093-8308
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007115
Date	Aug 11, 2022
Instrument	2022007115

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 9, 2018
Property Address	17882 S RIVER RD, THREE RIVERS, MI 49093-8308
Document Number	1934/0370
Book / Page	1934 / 0370
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount on Record
Tax	$731.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 251, THREE RIVERS, MI 49093-0251

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S HOOKER AVE, MARCELLUS, MI 49067

Tax Assessment & Valuation

The 2025 property tax bill for 17882 S River Rd was $1,126 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,400 Land $13,600 Building $50,800	$128,800 Land $27,200 Building $101,600
2025	$1,126.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17882 S River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17882 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Rd

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