1780 6438 Dr, Montrose, CO 81403 Property Records

Montrose County property record for 1780 6438 Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2017
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (May 2025)
Tax Bill	$2,066 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-17-009`

Property Details

APN / Parcel Number

Primary APN	`3993-052-17-009`
Alternative APN	`R0021912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Heated Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,935 sqft (0.274 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021912
Street Address	1780 6438 DR
City	MONTROSE
State	CO
Zip	81403-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE SUBD FILING NO 1 LOT: 9 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966601

Owner

1780 6438 Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Montrose County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1780 6438 DR, MONTROSE, CO 81403-8902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage NUVISTA FCU
May 20, 2025	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE LINK INC
May 24, 2017	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage ALPINE BANK
May 24, 2017	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage ALPINE BANK
Jan 26, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	2025981206
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000884814
Date	Apr 10, 2017
Instrument	884814

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Mar 27, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000905258
Date	Jan 29, 2019
Instrument	905258

Lender

Name	NUVISTA FCU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 20, 2025
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Document Number	0000981206
Instrument Date	May 19, 2025
Instrument	981206
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COMMERCE TITLE AND CLOSING SERVICES, CO TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1780 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000981207
Date	May 20, 2025
Instrument	981207

Lender

Name	THE MORTGAGE LINK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 24, 2017
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Document Number	886164
Map Reference	DOC803359
Instrument Date	May 22, 2017
Instrument	886164
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	886165
Date	May 24, 2017
Instrument	886165

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2027

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 24, 2017
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Document Number	0000886164
Map Reference	DOC803359
Instrument Date	May 22, 2017
Instrument	886164
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000886165
Date	May 24, 2017
Instrument	886165

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2027

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 26, 2017
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Document Number	882728
Instrument Date	Jan 18, 2017
Instrument	882728
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Tax	$13.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 TAMARRON DR, 638, GRAND JUNCTION, CO 81506-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4247, GRAND JUNCTION, CO 81502-4247

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTROSE CO
Recording Date	Jan 26, 2017
Property Address	1780 6438 DR, MONTROSE, CO 81403-8902
Document Number	0000882728
Instrument Date	Jan 18, 2017
Instrument	882728
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Tax	$13.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 TAMARRON DR, GRAND JUNCTION, CO 81506-4874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4247, GRAND JUNCTION, CO 81502-4247

Tax Assessment & Valuation

The 2025 property tax bill for 1780 6438 Dr was $2,066, up 5.6% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,066.00 (+5.62%)	$30,910 (+16.51%)	$438,360 Land $98,000 Building $340,360
2024	$1,956.00 (+4.49%)	$26,530 (-15.37%) Land $4,940 Building $21,590
2023	$1,872.00	$31,350 Land $5,840 Building $25,510	$396,030 Land $73,760 Building $322,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1780 6438 Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1780 6438 Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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