1764 6438 Dr, Montrose, CO 81403 Property Records

Montrose County property record for 1764 6438 Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$409,000 (Aug 2023)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure Sep 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-17-008`

Property Details

APN / Parcel Number

Primary APN	`3993-052-17-008`
Alternative APN	`R0021911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Heated Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021911
Street Address	1764 6438 DR
City	MONTROSE
State	CO
Zip	81403-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE SUBD FILING NO 1 LOT: 8 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966601

Owner

1764 6438 Dr is owned by a company that bought it in August 2023.

Source: Montrose County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1852 6429 CIR, MONTROSE, CO 81403-7120
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Foreclosure
Sep 3, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 25, 2015	Deed of Trust, Mortgage · Construction Mortgage ALPINE BANK
Apr 24, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Aug 31, 2023	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Sep 6, 2019	Special Warranty Deed, Transfer · FHA Mortgage US BANK NA
Sep 6, 2019	Special Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	2023965079
Record Updated	Sep 20, 2026

March 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTROSE CO
Recording Date	Mar 25, 2026
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Document Number	0000989593
Map Reference	DOC 803359
Instrument Date	Mar 25, 2026
Instrument	989593
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1852 6429 CIR, MONTROSE, CO 81403-7120

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000974530
Date	Sep 3, 2024
Instrument	974530

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869014
Date	Sep 25, 2015
Instrument	869014

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2016

Interest

Rate Type	Adjustable Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000980454
Date	Apr 24, 2025
Instrument	980454

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000941697
Date	Sep 29, 2021
Instrument	941697

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 31, 2023
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Document Number	0000965079
Map Reference	DOC 803359
Instrument Date	Aug 31, 2023
Instrument	965079
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000965080
Date	Aug 31, 2023
Instrument	965080

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Mortgage

Document Number	0000965081
Date	Aug 31, 2023
Instrument	965081

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	941697
Date	Sep 29, 2021
Instrument	941697

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 6, 2019
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Document Number	912872
Map Reference	DOC 803359
Instrument Date	Sep 6, 2019
Instrument	912872
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 6438 DR, 1764, MONTROSE, CO 81403-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	912873
Date	Sep 6, 2019
Instrument	912873

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 6, 2019
Property Address	1764 6438 DR, MONTROSE, CO 81403-8902
Document Number	0000912872
Map Reference	DOC 803359
Instrument Date	Sep 6, 2019
Instrument	912872
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1764 6438 DR, MONTROSE, CO 81403-8902

Mortgage

Document Number	0000912873
Date	Sep 6, 2019
Instrument	912873

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1764 6438 Dr was $1,955, up 6.8% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,955.00 (+6.77%)	$29,240 (+17.76%)	$414,700 Land $98,000 Building $316,700
2024	$1,831.00 (+4.51%)	$24,830 (-16.06%) Land $4,900 Building $19,930
2023	$1,752.00	$29,580 Land $5,840 Building $23,740	$370,550 Land $73,140 Building $297,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1764 6438 Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1764 6438 Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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