1765 6438 Dr, Montrose, CO 81403 Property Records

Montrose County property record for 1765 6438 Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 2017
Lot Size	0.245 acres (10,672 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (May 2017)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-17-017`

Property Details

APN / Parcel Number

Primary APN	`3993-052-17-017`
Alternative APN	`R0021920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Heated Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0021920
Street Address	1765 6438 DR
City	MONTROSE
State	CO
Zip	81403-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE SUBD FILING NO 1 LOT: 17 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1001
Census Tract	966601

Owner

1765 6438 Dr is owned and occupied by an individual who bought it in May 2017.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1765 6438 DR, MONTROSE, CO 81403-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage MARY LAU KENNEDY
Feb 17, 2017	Deed of Trust, Mortgage MARY LAU KENNEDY
May 26, 2017	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO
May 26, 2017	Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Deed Document Number	2017886273
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1765 6438 DR, MONTROSE, CO 81403-8905
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000883354
Date	Feb 17, 2017
Instrument	883354

Lender

Name	MARY LAU KENNEDY
Type	Private Party
Address	GRAND JUNCTION, CO 81507

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1765 6438 DR, MONTROSE, CO 81403-8905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	883354
Date	Feb 17, 2017
Instrument	883354

Lender

Name	MARY LAU KENNEDY
Type	Private Party
Address	GRAND JUNCTION, CO 81507

Agreement

Amount	Amount on Record

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 26, 2017
Property Address	1765 6438 DR, MONTROSE, CO 81403-8905
Document Number	886273
Map Reference	DOC803359
Instrument Date	May 25, 2017
Instrument	886273
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$22.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1765 6438 DR, MONTROSE, CO 81403-8905

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 26, 2017
Property Address	1765 6438 DR, MONTROSE, CO 81403-8905
Document Number	0000886273
Map Reference	DOC803359
Instrument Date	May 25, 2017
Instrument	886273
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$22.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1765 6438 DR, MONTROSE, CO 81403-8905

Tax Assessment & Valuation

The 2025 property tax bill for 1765 6438 Dr was $2,145, up 8.6% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,145.00 (+8.55%)	$32,080 (+19.7%)	$454,980 Land $98,000 Building $356,980
2024	$1,976.00 (+4.49%)	$26,800 (-17.77%) Land $4,950 Building $21,850
2023	$1,891.00	$32,590 Land $5,840 Building $26,750	$400,000 Land $73,850 Building $326,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1765 6438 Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1765 6438 Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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