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178 Prospect St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 178 Prospect St, Troy, NH 03465 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage3,259 sqft Living Area
Lot Size125,453 sqft (2.88 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2023)
Tax Bill$9,577.00 (2025)

Property Details

APN / Parcel Number

Primary APNTROY M:017 B:0027 L:000C

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area3,259 sqft Living Area
Gross Area6,504 sqft Gross Area
1st Floor1,568 sqft 1st Floor
Basement Area1,568 sqft Basement
Unfinished Basement1,568 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area125,453 sqft (2.88 acres)
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemRadiant Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address178 PROSPECT ST
CityTROY
StateNH
Zip03465-2420
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block27
Legal Lot NumberC
JurisdictionTROY TOWN NH
Minor Civil DivisionTROY
Census Blockgroup4
Census Block4019
Census Tract970800

Owner

Source: Cheshire County and Troy Town records · APN TROY M:017 B:0027 L:000C

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals Owners
Mailing Address178 PROSPECT ST, TROY, NH 03465-2420
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
MASCOMA BANK
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUONTIC BK
Apr 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
CANADIAN ASSET BASED LNDG ENTE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Apr 13, 2023
  • Deed Sale Price on Apr 13, 2023
  • Prior Sale Amount on Sep 29, 2020
Deed Doc Number20232274
Deed Book / Page3243 / 381
Record RefreshedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateApr 13, 2023
Property Address178 PROSPECT ST, TROY, NH 03465-2420
Document Number003243-381
Book / Page3243 / 381
Instrument DateApr 07, 2023
Instrument2302274
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address178 PROSPECT ST, TROY, NH 03465-2420

Mortgage

Document Number0002302275
DateApr 13, 2023
Instrument2302275
Lender
NameMASCOMA BANK
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.38%
Type Change DateApr 12, 2033
Max Rate At Change2.88%
IndexOther

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address178 PROSPECT ST, TROY, NH 03465-2420
Document Number0031290821
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 PROSPECT ST TROY NH 034652420, TROY, NH 03465-2420

Mortgage

Document Number0031290821
DateSep 29, 2020
Book Page003129/000821
Instrument8417
Lender
NameQUONTIC BK
TypeBank
AddressNEW YORK, NY 10020
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 28, 2050
Interest
Rate TypeAdjustable Rate
Rate5.87%

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTROY TOWN NH
Recording DateApr 02, 2019
Property Address178 PROSPECT ST, TROY, NH 03465-2420
Document Number0030590798
Book / Page003059 / 000798
Instrument DateApr 01, 2019
Instrument2139
Transaction TypeTransfer
Record UpdatedMay 03, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 575 WEST SWANZEY NH 034690575, WEST SWANZEY, NH 03469-0575

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address178 PROSPECT ST, TROY, NH 03465-2420
Document Number0030120832
Book / Page003012 / 000832
Instrument DateDec 21, 2017
Transaction TypeMortgage
Record UpdatedJan 09, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 PROSPECT ST TROY NH 034652420, TROY, NH 03465-2420

Mortgage

Document Number0030120832
DateDec 28, 2017
Book Page003012/000832
Instrument11162
Lender
NameCANADIAN ASSET BASED LNDG ENTE
AddressMONTREAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,577.00 (+12.67%)$444,600 (+81.91%) Land $42,500 Building $402,100
2018$8,500.00$244,400 Land $38,200 Building $206,200

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