146 Prospect St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 146 Prospect St, Troy, NH 03465 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1963
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2017)
Tax Bill	$4,321 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:017 B:0035 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:017 B:0035 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	744 sqft
Attic	Attic
Attic Area	696 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	146 PROSPECT ST
City	TROY
State	NH
Zip	03465-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	35
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4019
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records · APN TROY M:017 B:0035 L:0000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	146 PROSPECT ST, TROY, NH 03465-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	20174696
Deed Book / Page	2989 / 132
Record Updated	Jun 08, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Jun 16, 2017
Property Address	146 PROSPECT ST, TROY, NH 03465-2420
Document Number	0029890132
Book / Page	002989 / 000132
Instrument Date	Jun 16, 2017
Instrument	1704696
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PINEDALE RD ATHOL MA 013319662, ATHOL, MA 01331-9662

Mortgage

Document Number	29890134
Date	Jun 16, 2017
Book Page	002989/000134
Instrument	1704697

Lender

Name	ENVOY MTG LP
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,321.00 (+12.32%)	$200,600 (+81.37%) Land $28,000 Building $172,600
2018	$3,847.00	$110,600 Land $25,000 Building $85,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059708004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.