126 Prospect St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 126 Prospect St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,526 sqft · built 1869
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$89,000 (Oct 1998)
Tax Bill$5,236 (2025)
Flood ZoneZone X (minimal risk)
APNTROY M:017 B:0031 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:017 B:0031 L:0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,526 sqft Living Area
Gross Area4,464 sqft
1st Floor Area1,284 sqft
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1869
Effective Year BuiltEffective 1869
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address126 PROSPECT ST
CityTROY
StateNH
Zip03465-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDE
Legal Block31
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group4
Census Block4019
Census Tract970800

Owner

126 Prospect St is owned and occupied by two individuals who bought it in October 1998.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address126 PROSPECT ST, TROY, NH 03465-2420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 1998 · Amount on File
Deed SaleOct 21, 1998 · Amount on File
Deed Book / Page1670 / 41
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 126 Prospect St was $5,236.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,236.00$243,100 Land $30,500 Building $212,600
2018$4,111.00$118,200 Land $26,800 Building $91,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 126 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER WORKS
serves 1,200 people · EPA ID NH2361010
Water SourceGroundwater
Last State InspectionJan 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

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