168 Prospect St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 168 Prospect St, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 5,222 sqft · built 1998
Lot Size2.06 acres (89,734 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (May 2003)
Tax Bill$16,827 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNTROY M:017 B:0027 L:000B

Property Details

APN / Parcel Number

Primary APNTROY M:017 B:0027 L:000B

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,222 sqft Living Area
Gross Area9,468 sqft
1st Floor Area2,036 sqft
Basement Area2,036 sqft
Unfinished Basement552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area89,734 sqft (2.06 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelOil

Location & Zoning

Street Address168 PROSPECT ST
CityTROY
StateNH
Zip03465-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL
Legal Block27
Legal Lot NumberB
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group4
Census Block4019
Census Tract970800

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address168 PROSPECT ST, TROY, NH 03465-2420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2003 · Amount on Record
Deed SaleMay 2, 2003 · Amount on Record
Deed Book / Page2003 / 964
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address168 PROSPECT ST, TROY, NH 03465-2420
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03253-1340
DateAug 2, 2023
Book Page3253/1340
Instrument2305333
Lender
NameSAVINGS BANK OF WALPOLE
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$16,827.00 (+9.29%)$781,200 (+76.46%) Land $100,200 Building $681,000
2018$15,397.00$442,700 Land $90,100 Building $352,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Prospect St

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