Scott County property record for 178 Gemini Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,628 sqft |
| Lot Size | 0.525 acres (22,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2019) |
| Tax Bill | $2,343 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-135.000 |
| Primary APN | 161-10-135.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,628 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Lot Area | 22,878 sqft (0.525 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 178 GEMINI TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 74A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40502 |
178 Gemini Trl is owned and occupied by an individual who bought it in July 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Jul 2, 2019 | Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP |
| Jul 2, 2019 | Intrafamily Transfer, Transfer · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Oct 10, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Deed Document Number | 2019401867 |
| Deed Book / Page | 406 / 761 |
| Prior Transfer Date | Jun 24, 2019 |
| Prior Transfer Doc | D406/759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | 0000593031 |
| Book / Page | 1906 / 533 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026593031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | 0000593031, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 1906/533 |
| Instrument | 2026593031 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 15, 2066 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 2, 2019 |
| Property Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | D406/761 |
| Book / Page | D406 / 761 |
| Map Reference | CAB 2 SL 894 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 401867 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 SPNNY MEADOW PATH #A3A3, 101, GEORGETOWN, KY 40324 |
| Name | Verified Name |
|---|---|
| Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | 401868 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 401868 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 2, 2019 |
| Property Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | D406/759 |
| Book / Page | D406 / 759 |
| Map Reference | CAB 2 SL 894 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 401866 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | NOT AVAILABLE, FOUNDATION T&E SERIES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | 401869 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 401869 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2029 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 10, 2018 |
| Property Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | D400/807 |
| Book / Page | D400 / 807 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 392797 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 178 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
The 2025 property tax bill for 178 Gemini Trl was $2,343.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,100 (-) | $263,100 (-) | |
| 2025 | $2,343.00 | $263,100 | $263,100 |
| 2023 | $1,892.00 | $208,700 Land $32,000 Building $176,700 | $208,700 Land $32,000 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Gemini Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Gemini Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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