Scott County property record for 173 Gemini Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Sep 2020) |
| Tax Bill | $2,647 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-118.000 |
| Primary APN | 161-10-118.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Architectural Style | Split Level |
|---|---|
| Exterior Material | Brick |
| Lot Area | 41,818 sqft (0.96 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 173 GEMINI TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 40502 |
173 Gemini Trl is owned and occupied by two individuals who bought it in September 2020.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 173 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CREDIT UNION |
| Sep 15, 2020 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Jun 30, 2005 · Amount on File |
| Deed Document Number | 2020421613 |
| Deed Book / Page | 417 / 554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 173 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | 0000596211 |
| Book / Page | 1911 / 1 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026596211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 173 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | 0000596211, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 1911/1 |
| Instrument | 2026596211 |
| Name | COMMUNITYAMERICA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 15, 2020 |
| Property Address | 173 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | D417/554 |
| Book / Page | D417 / 554 |
| Map Reference | CAB 1 SL 209 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 421613 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 HELM CT, 111, GEORGETOWN, KY 40324-0499 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 173 GEMINI TRL, GEORGETOWN, KY 40324-9584 |
| Document Number | 421614 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 421614 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Number | 0M1540/809 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | M1540/809 |
| Instrument | 421615 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2030 |
The 2025 property tax bill for 173 Gemini Trl was $2,647.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,200 (-) | $297,200 (-) | |
| 2025 | $2,647.00 | $297,200 | $297,200 |
| 2023 | $1,943.00 | $214,400 Land $32,000 Building $182,400 | $214,400 Land $32,000 Building $182,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 Gemini Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 173 Gemini Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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