Scott County property record for 178 Gemini Trl, #B, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,352 sqft · built 1990 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Nov 2017) |
| Tax Bill | $2,770 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-133.000 |
| Primary APN | 161-10-133.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Mixed |
| Garage Area | 992 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 178 GEMINI TRL, B |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 74B |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40502 |
178 Gemini Trl, #B is owned by an individual who acquired it in October 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178B GEMINI TRL, B, GEORGETOWN, KY 40324-8901 |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 13, 2017 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on File |
| Deed Sale | Nov 13, 2017 · Amount on File |
| Deed Document Number | 2017377515 |
| Deed Book / Page | 392 / 295 |
| Last Transfer Date | Oct 3, 2024 |
| Transfer Doc | 0000520057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 178 GEMINI TRL, B, GEORGETOWN, KY 40324-8901 |
| Document Number | 0000582500 |
| Book / Page | 1893 / 431 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026582500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000582500, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 1893/431 |
| Instrument | 2026582500 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 178 GEMINI TRL # B, B, GEORGETOWN, KY 40324-8901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1451/487 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | M1451/487 |
| Instrument | 402673 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 13, 2017 |
| Property Address | 178 GEMINI TRL # B, B, GEORGETOWN, KY 40324-8901 |
| Document Number | 00D392/295 |
| Book / Page | D392 / 295 |
| Map Reference | CAB 2 SL894 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 377515 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 550 FINNEL PIKE, 550, DORSET, OH 44032 |
| Name | Verified Name |
|---|---|
| Address | 178B GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | 0000377516 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 377516 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 178 Gemini Trl, #B was $2,770.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,000 (-) | $311,000 (-) | |
| 2025 | $2,770.00 | $311,000 | $311,000 |
| 2023 | $2,593.00 | $286,000 Land $35,000 Building $251,000 | $286,000 Land $35,000 Building $251,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Gemini Trl, #B in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Gemini Trl, #B is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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