Scott County property record for 176 Gemini Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft |
| Lot Size | 0.789 acres (34,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-10-137.000 |
| Primary APN | 161-10-137.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 34,356 sqft (0.789 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 176 GEMINI TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 73A |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40502 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Aug 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 25, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2020 |
| Transfer Doc | D413/254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 176 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M1654/203 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | M1654/203 |
| Instrument | 445517 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 176 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1331/443 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | M1331/443 |
| Instrument | 367466 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 176 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1535/345 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | M1535/345 |
| Instrument | 420674 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 25, 2020 |
| Property Address | 176 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
| Document Number | D413/254 |
| Book / Page | D413 / 254 |
| Map Reference | SL 913 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 413560 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 COPPER KETTLE PATH, 116, GEORGETOWN, KY 40324-1277 |
| Name | Verified Name |
|---|---|
| Address | 176 GEMINI TRL, GEORGETOWN, KY 40324-8901 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,500 (-) | $238,500 (-) | |
| 2025 | $2,124.00 (+6.25%) | $238,500 (+8.16%) | $238,500 (+8.16%) |
| 2023 | $1,999.00 | $220,500 Land $32,000 Building $188,500 | $220,500 Land $32,000 Building $188,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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