1778 Clover Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1778 Clover Valley Dr, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 936 sqft · built 2009
Lot Size	20.6 acres (897,772 sqft)
Owner	Individual Name on Record
Tax Bill	$3,290 (2026)
Flood Zone	Zone X (minimal risk)
APN	`315-0020-03401`

Property Details

APN / Parcel Number

Primary APN	`315-0020-03401`
Alternative APN	`909223`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	936 sqft Gross Area
1st Floor Area	936 sqft
Basement Area	842 sqft
Finished Basement	842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Block
Construction Type	Frame
Lot Area	897,772 sqft (20.6 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	225 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	909223
Street Address	1778 CLOVER VALLEY DR
City	DULUTH
State	MN
Zip	55804-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	E 680 FT OF NW1/4 OF NE1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	21
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1778 CLOVER VALLEY DR, DULUTH, MN 55804-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,290.00 (+12.67%) Homeowner's exemption
2025	$2,920.00 (+11.79%) Homeowner's exemption	$435,200 (+4.82%) Land $153,800 Building $281,400	$435,200 (+4.82%) Land $153,800 Building $281,400
2024	$2,612.00	$415,200 (+40.79%) Land $147,200 Building $268,000	$415,200 (+40.79%) Land $147,200 Building $268,000
2022		$294,900 Land $100,200 Building $194,700	$294,900 Land $100,200 Building $194,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30