1744 Clover Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1744 Clover Valley Dr, Duluth, MN 55804

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$15,600 (Mar 2019)
Tax Bill	$224 (2026)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Jul 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-03390`

Property Details

APN / Parcel Number

Primary APN	`315-0020-03390`
Alternative APN	`1066919`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	1066919
Street Address	1744 CLOVER VALLEY DR
City	DULUTH
State	MN
Zip	55804-9600
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	FAM
Legal Description	E1/2 OF W1/2 OF NE1/4 OF NE1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	21
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1764 CLOVER VALLEY DR, DULUTH, MN 55804-9600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Grant Deed, Transfer NORTH SHORE FCU
Jul 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage REPUBLIC BK
May 9, 2017	Grant Deed, Transfer · Conventional Mortgage NORTH SHORE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	20191350888
Prior Transfer Date	Oct 5, 2012
Prior Transfer Doc	0001198510
Record Updated	Sep 20, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 1, 2019
Property Address	1744 CLOVER VALLEY DR, DULUTH, MN 55804-9600
Document Number	00A1350888
Instrument Date	Feb 13, 2019
Instrument	A1350888
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$51.48
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1764 CLOVER VALLEY DR DULUTH MN 558049600, DULUTH, MN 55804-9600

Mortgage

Document Number	1350791
Date	Mar 1, 2019
Instrument	1350791

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 29, 2024

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 18, 2017
Property Address	1744 CLOVER VALLEY DR, DULUTH, MN 55804-9600
Instrument Date	Jul 14, 2017
Instrument	A1313409
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	CLOVER VALLEY DR DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document Number	00A1313409
Date	Jul 18, 2017
Instrument	A1313409

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2018

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 9, 2017
Property Address	1744 CLOVER VALLEY DR, DULUTH, MN 55804-9600
Document Number	00A1308910
Instrument Date	May 5, 2017
Instrument	A1308910
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 5TH AVE TWO HARBORS MN 556161425, TWO HARBORS, MN 55616-1425

Mortgage

Document Number	A1308911
Date	May 9, 2017
Instrument	A1308911

Lender

Name	NORTH SHORE FCU
Type	Credit Union
Address	SILVER BAY, MN 55614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$224.00 (+10.89%)
2025		$28,200 (+4.83%) Land $28,200	$28,200 (+4.83%) Land $28,200
2024	$202.00 (+36.49%)	$26,900 (+51.12%) Land $26,900	$26,900 (+51.12%) Land $26,900
2023	$148.00
2022		$17,800 (-19.46%) Land $17,800	$17,800 (-19.46%) Land $17,800
2021		$22,100 Land $22,100	$22,100 Land $22,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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