St. Louis County property record for 1720 Clover Valley Dr, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,963 sqft · built 2014 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Aug 2021) |
| Tax Bill | $7,076 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-03395 |
| Primary APN | 315-0020-03395 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,963 sqft Gross Area |
| 1st Floor Area | 1,963 sqft |
| Basement Area | 1,767 sqft |
| Finished Basement | 1,767 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 775 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 229 sqft |
| Deck Area | 182 sqft |
| Pole Barn | 1,440 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1116003 |
|---|---|
| Street Address | 1720 CLOVER VALLEY DR |
| City | DULUTH |
| State | MN |
| Zip | 55804-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF NE1/4 OF NE1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 21 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10500 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1720 CLOVER VALLEY DR, DULUTH, MN 55804-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Deed Document Number | 20211423309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 31, 2021 |
| Property Address | 1720 CLOVER VALLEY DR, DULUTH, MN 55804-9600 |
| Document Number | 0001423309 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 1423309 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,112.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1720 CLOVER VALLEY DR, DULUTH, MN 55804-9600 |
| Document Number | 0001423310 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 1423310 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1720 CLOVER VALLEY DR, DULUTH, MN 55804-9600 |
| Document Number | 00A1390704 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1720 CLOVER VALLEY DR DULUTH MN 558049600, DULUTH, MN 55804-9600 |
| Document Number | 00A1390704 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | A1390704 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 16, 2040 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,076.00 (+11.93%) Homeowner's exemption | ||
| 2025 | $6,322.00 (+0.93%) Homeowner's exemption | $790,600 (+4.85%) Land $160,100 Building $630,500 | $790,600 (+4.85%) Land $160,100 Building $630,500 |
| 2024 | $6,264.00 | $754,000 (+18.27%) Land $153,200 Building $600,800 | $754,000 (+18.27%) Land $153,200 Building $600,800 |
| 2022 | $637,500 Land $104,200 Building $533,300 | $637,500 Land $104,200 Building $533,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
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