1765 Clover Valley Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 1765 Clover Valley Dr, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 768 sqft · built 1996
Lot Size30 acres (1,306,800 sqft)
OwnerIndividual Name on Record
Tax Bill$1,958 (2026)
Flood ZoneZone X (minimal risk)
APN315-0020-02690

Property Details

APN / Parcel Number

Primary APN315-0020-02690
Alternative APN
  • 2869

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area768 sqft Gross Area
1st Floor Area768 sqft
Basement Area648 sqft
Finished Basement648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area1,306,800 sqft (30 acres)
Garage Area832 sqft

Exterior Amenities

PorchPorch
Porch Area96 sqft
Deck Area91 sqft
Lean-To96 sqft
Pole Barn1,350 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number2869
Street Address1765 CLOVER VALLEY DR
CityDULUTH
StateMN
Zip55804-9600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSE1/4 OF SE1/4 EX E1/2 OF SE1/4 OF SE1/4OF SE1/4 AND EX E1/2 OF NE1/4 OF SAIDFORTY SERIAL #
Legal Range12W
Legal Township52N
Legal Section16
Legal SubdivisionDULUTH TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1012
Census Tract10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1765 CLOVER VALLEY DR, DULUTH, MN 55804-9600
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionDuluth Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,958.00 (+14.64%) Homeowner's exemption
2025$1,708.00 (-2.73%) Homeowner's exemption$300,200 (+4.89%) Land $131,500 Building $168,700$300,200 (+4.89%) Land $131,500 Building $168,700
2024$1,756.00$286,200 (+16.25%) Land $125,600 Building $160,600$286,200 (+16.25%) Land $125,600 Building $160,600
2022$246,200 Land $106,800 Building $139,400$246,200 Land $106,800 Building $139,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1993)
Most Recent ClaimMay 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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