177 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 177 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2017
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Dec 2025)
Tax Bill	$4,080 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-086-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-086-000`
Alternative APNs	`0394B086` `11829`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11829
Street Address	177 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.19 AC LOT 86 (OUT 394-7)
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	86
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4009
Census Tract	30301

Owner

Source: Effingham County assessment roll, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	177 WILLOW DR, GUYTON, GA 31312-5634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE DEPOT
Apr 21, 2017	Deed of Trust, Mortgage SOUTH STATE BANK
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Dec 4, 2025	Limited Warranty Deed, Transfer ROCKET MORTGAGE
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
May 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	20259739
Deed Book / Page	3011 / 420
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 16, 2026
Property Address	177 WILLOW DR, GUYTON, GA 31312-5634
Document Number	0000006252
Book / Page	3057 / 545
Instrument Date	Jul 7, 2026
Instrument	20266252
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000006252,
Date	Jul 16, 2026
Book Page	3057/545
Instrument	20266252

Lender

Name	MORTGAGE DEPOT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	177 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00002401/1
Date	Apr 21, 2017
Book Page	2401/1
Instrument	003309

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 1, 2018

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	177 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002409/934
Date	Jun 7, 2017
Book Page	2409/934
Instrument	005139

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 4, 2025
Property Address	177 WILLOW DR, GUYTON, GA 31312-5634
Document Number	003011/420
Book / Page	3011 / 420
Instrument Date	Dec 1, 2025
Instrument	D2025009739
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0003011422
Date	Dec 4, 2025
Instrument	3011/422

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	177 WILLOW DR, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002696/0000000791
Date	Jun 10, 2021
Book Page	0000002696/0000000791
Instrument	006982

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 28, 2021
Property Address	177 WILLOW DR, GUYTON, GA 31312-5634
Document Number	002696/788
Book / Page	2696 / 788
Instrument Date	May 28, 2021
Instrument	2021-001763
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 WILLOW DR, GUYTON, GA 31312-5634

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,080.00 (+14.06%)	$120,660 (+6.81%) Land $22,800 Building $97,860	$301,649 (+6.81%) Land $57,000 Building $244,649
2024	$3,577.00 (+12.87%)	$112,968 (+7.45%) Land $22,800 Building $90,168	$282,419 (+7.45%) Land $57,000 Building $225,419
2023	$3,169.00 (+9.43%)	$105,134 (+18.33%) Land $22,000 Building $83,134	$262,836 (+18.33%) Land $55,000 Building $207,836
2022	$2,896.00	$88,846 Land $17,040 Building $71,806	$222,115 Land $42,600 Building $179,515

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Delta Communications, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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