177 E 20th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 177 E 20th St, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,236 sqft · built 2023
Lot Size	0.114 acres (4,990 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Jul 2023)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145M F 014 C116`

Property Details

APN / Parcel Number

Primary APN	`145M F 014 C116`
Alternative APN	`0000391510`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,236 sqft Living Area
Gross Area	2,784 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,990 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391510
Street Address	177 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C1
Legal Description	LT 9 UNIT 56 SOUTHSIDE SQUARE SUB PB 122 PG 24 OUT OF 145M F 006 FOR 2022
Legal Subdivision	WALSH ANTHONY
Legal Lot Number	9
Legal Unit	56
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1089
Census Tract	2000

Owner

Source: Hamilton County records · APN 145M F 014 C116

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	177 E 20TH ST, CHATTANOOGA, TN 37408-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Deed Document Number	202334
Deed Book / Page	13348 / 572
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 19, 2023
Property Address	177 E 20TH ST, CHATTANOOGA, TN 37408-2618
Document Number	0000000034
Book / Page	13348 / 572
Map Reference	MB 13112 PG 1
Instrument Date	Jul 18, 2023
Instrument	2023071900034
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 E 20TH ST # 56, 56, CHATTANOOGA, TN 37408-2618

Mortgage

Document Number	0000000035
Date	Jul 19, 2023
Instrument	2023071900035

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (-7.84%)	$80,675 (+36.05%)	$322,700 (+36.05%) Land $90,000 Building $232,700
2024	$1,326.00 (+98.8%)	$59,300 (+98.83%)	$237,200 (+98.83%) Land $50,000 Building $187,200
2023	$667.00 (+139.07%)	$29,825 (+138.6%)	$119,300 (+138.6%) Land $50,000 Building $69,300
2022	$279.00	$12,500	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 323 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.