250 E 20th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 250 E 20th St, Chattanooga, TN 37408

Property Summary

Property Type	Office Building
Details	5,604 sqft · built 1995
Lot Size	5.13 acres (223,463 sqft)
Owner	Company Name on File
Tax Bill	$21,470 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Nov 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`145M D 002`

Property Details

APN / Parcel Number

Primary APN	`145M D 002`
Alternative APN	`0000071193`

Interior

Stories	1 Story
Building Area	5,604 sqft Total Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	223,463 sqft (5.13 acres)
Lot Dimensions	530 ft deep x 366 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	0000071193
Street Address	250 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2626
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C2
Legal Description	LT 1 MTN VIEW FORD & NISSAN SUB PB2 PG3 REV 53-390 REV 89-132 REV 92-162
Legal Subdivision	SPRING ADDN
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1092
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	301 E 20TH ST, CHATTANOOGA, TN 37408-2722
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Loan Modification, Mortgage PINNACLE BK
Nov 2, 2020	Loan Modification, Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 15, 1997
Transfer Doc	0049980020
Record Updated	Sep 20, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	250 E 20TH ST, CHATTANOOGA, TN 37408-2626
Document Number	1130000385
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 E 20TH ST CHATTANOOGA TN 374082626, CHATTANOOGA, TN 37408-2626

Mortgage

Document Number	1130000385
Date	Nov 30, 2020
Book Page	012250/000332
Instrument	201130000385

Lender

Name	PINNACLE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 29, 2030

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	250 E 20TH ST, CHATTANOOGA, TN 37408-2626
Document Number	1130000400
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	250 E 20TH ST CHATTANOOGA TN 374082626, CHATTANOOGA, TN 37408-2626

Mortgage

Document Number	1130000400
Date	Nov 30, 2020
Book Page	012250/000414
Instrument	201130000400

Lender

Name	PINNACLE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 29, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,470.00 (+18.18%)	$1,416,560 (+74.44%)	$3,541,400 (+74.44%) Land $3,351,900 Building $189,500
2024	$18,167.00	$812,040 (-)	$2,030,100 (-) Land $1,381,000 Building $649,100
2023	$18,167.00	$812,040 (-)	$2,030,100 (-) Land $1,381,000 Building $649,100
2022	$18,167.00	$812,040	$2,030,100 Land $1,381,000 Building $649,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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