165 E 20th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 165 E 20th St, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	2 ba · 1,236 sqft · built 2023
Owner	Individual Name on File
Last Sale	$344,900 (Jul 2023)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145M F 014 C119`

Property Details

APN / Parcel Number

Primary APN	`145M F 014 C119`
Alternative APN	`0000391513`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,236 sqft Living Area
Gross Area	2,784 sqft

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391513
Street Address	165 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C1
Legal Description	LT 9 UNIT 53 SOUTHSIDE SQUARE SUB PB 122 PG 24 OUT OF 145M F 006 FOR 2022
Legal Subdivision	WALSH ANTHONY
Legal Lot Number	9
Legal Unit	53
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1089
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	165 E 20TH ST # 53, 53, CHATTANOOGA, TN 37408-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Deed Document Number	2023072500111
Deed Book / Page	13354 / 25
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 25, 2023
Property Address	165 E 20TH ST, CHATTANOOGA, TN 37408-2618
Document Number	0000000111
Book / Page	13354 / 25
Map Reference	MB 13112 PG 1
Instrument Date	Jul 24, 2023
Instrument	2023072500111
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 E 20TH ST, CHATTANOOGA, TN 37408-2618

Mortgage

Document Number	0000000112
Date	Jul 25, 2023
Book Page	13354/28
Instrument	2023072500112

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	2707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (-7.84%)	$80,675 (+36.05%)	$322,700 (+36.05%) Land $90,000 Building $232,700
2024	$1,326.00 (+98.8%)	$59,300 (+98.83%)	$237,200 (+98.83%) Land $50,000 Building $187,200
2023	$667.00 (+139.07%)	$29,825 (+138.6%)	$119,300 (+138.6%) Land $50,000 Building $69,300
2022	$279.00	$12,500	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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