169 E 20th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 169 E 20th St, Chattanooga, TN 37408

Property Summary

Property Type	Townhouse
Details	2 ba · 1,236 sqft · built 2023
Owner	Company Name on Record
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145M F 014 C118`

Property Details

APN / Parcel Number

Primary APN	`145M F 014 C118`
Alternative APN	`0000391512`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,236 sqft Living Area
Gross Area	2,784 sqft

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391512
Street Address	169 E 20TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2618
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C1
Legal Description	LT 9 UNIT 54 SOUTHSIDE SQUARE SUB PB 122 PG 24 OUT OF 145M F 006 FOR 2022
Legal Subdivision	WALSH ANTHONY
Legal Lot Number	9
Legal Unit	54
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1089
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	65 E SHARPNACK ST, PHILADELPHIA, PA 19119-2236
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Mar 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jul 27, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Mar 1, 2024 · Amount on Record
Deed Document Number	2025110300170
Deed Book / Page	14095 / 575
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 3, 2025
Property Address	169 E 20TH ST, CHATTANOOGA, TN 37408-2618
Document Number	0000000170
Book / Page	14095 / 575
Map Reference	MB 13401 PG 934
Instrument Date	Oct 29, 2025
Instrument	2025110300170
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	65 E SHARPNACK ST, PHILADELPHIA, PA 19119-2236

Mortgage

Document Number	0014095578
Date	Nov 3, 2025
Instrument	14095/578

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 1, 2024
Property Address	169 E 20TH ST, CHATTANOOGA, TN 37408-2618
Document Number	0000000193
Book / Page	13526 / 24
Map Reference	MB 123 PG 122
Instrument Date	Feb 29, 2024
Instrument	2024030100193
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 E SHARPNACK ST, PHILADELPHIA, PA 19119-2236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000195
Date	Mar 1, 2024
Instrument	2024030100195

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 27, 2023
Property Address	169 E 20TH ST, CHATTANOOGA, TN 37408-2618
Document Number	0000000070
Book / Page	13356 / 370
Map Reference	MB 13112 PG 1
Instrument Date	Jul 26, 2023
Instrument	2023072700070
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,257.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 E 20TH ST # 64, 64, CHATTANOOGA, TN 37408-2618

Mortgage

Document Number	0000000071
Date	Jul 27, 2023
Instrument	2023072700071

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (-7.84%)	$80,675 (+36.05%)	$322,700 (+36.05%) Land $90,000 Building $232,700
2024	$1,326.00 (+98.8%)	$59,300 (+98.83%)	$237,200 (+98.83%) Land $50,000 Building $187,200
2023	$667.00 (+139.07%)	$29,825 (+138.6%)	$119,300 (+138.6%) Land $50,000 Building $69,300
2022	$279.00	$12,500	$50,000 Land $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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