1769 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 1769 Ridge Rd, Durango, CO 81303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,956 sqft · built 1996
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (May 1994)
Tax Bill$2,951 (2025)
Deeds & MortgagesAug 2017 Reverse Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5661-263-01-011

Property Details

APN / Parcel Number

Primary APN5661-263-01-011
Alternative APN
  • R020655

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,956 sqft Living Area
Gross Area4,676 sqft
Basement Area1,170 sqft
Finished Basement1,170 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Lot Area174,240 sqft
Garage TypeAttached
Garage Area720 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area1,389 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account NumberR020655
Street Address1769 RIDGE RD
CityDURANGO
StateCO
Zip81303-6458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 30 RESUB OF RAFTER J 1769 RIDGE RD DURANGO 81303
Legal SubdivisionKING MOUNTAIN EST
Legal Block3
Legal Lot Number30
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3000
Census Tract970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1769 RIDGE RD, DURANGO, CO 81303-6458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2017Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Aug 18, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 1994 · Amount on Record
Deed SaleMay 9, 1994 · Amount on Record
Last Transfer DateJun 4, 2012
Transfer Doc0001047827
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address1769 RIDGE RD, DURANGO, CO 81303-6458
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001132565
DateAug 23, 2017
Instrument1132565
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term912 Months
DueAug 8, 2093
Interest
Rate TypeAdjustable Rate
Rate4.47%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2018
Change FrequencyAnnually
Index1-Year LIBOR

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA PLATA CO
Property Address1769 RIDGE RD, DURANGO, CO 81303-6458
Document Number0001132566
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1769 RIDGE RD DURANGO CO 813036458, DURANGO, CO 81303-6458

Mortgage

Document Number0001132566
DateAug 23, 2017
Instrument1132566
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term912 Months
DueAug 22, 2093
Interest
Rate TypeAdjustable Rate
Rate4.47%

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,570 (+0.88%) Land $19,150 Building $41,420$960,720 (-) Land $303,750 Building $656,970
2025$2,951.00 (+85.25%)$60,040 (+34.47%) Land $18,980 Building $41,060$960,720 (+44.16%) Land $303,750 Building $656,970
2023$1,593.00 (+33.87%)$44,650 (+27.61%) Land $11,000 Building $33,650$666,440 (+32.37%) Land $164,200 Building $502,240
2022$1,190.00$34,990 Land $12,350 Building $22,640$503,460 Land $177,750 Building $325,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 90% of Colorado
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE DURANGO WA
private · serves 1,577 people · EPA ID CO0134530
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Turbidity
resolved · Oct 2018
Treatment and ProcedureNo certified operator
Jun 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Visionary Broadband
Fixed Wireless
100 / 20

May also be available: AlignTec, AT&T.

Nearby Properties on Ridge Rd

Nearby Streets

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