1489 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 1489 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 7,004 sqft · built 2020
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Company Names on Record
Last Sale	$95,000 (Dec 2016)
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5661-262-02-005`

Property Details

APN / Parcel Number

Primary APN	`5661-262-02-005`
Alternative APN	`R020658`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	7,004 sqft Living Area
Gross Area	7,952 sqft
Basement Area	1,808 sqft
Finished Basement	1,808 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Lot Area	169,884 sqft
Garage Type	Attached
Garage Area	948 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020658
Street Address	1489 RIDGE RD
City	DURANGO
State	CO
Zip	81303-6458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 33 RESUB OF RAFTER J 1489 RIDGE RD DURANGO 81303
Legal Subdivision	KING MOUNTAIN EST
Legal Block	3
Legal Lot Number	33
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3007
Census Tract	970701

Owner

Source: La Plata County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1489 RIDGE RD, DURANGO, CO 81303-6458
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Intrafamily Transfer, Transfer
Apr 29, 2024	Intrafamily Transfer, Transfer
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Prior Sale	Mar 30, 1995 · Amount on Record
Deed Document Number	20161122544
Last Transfer Date	Mar 5, 2024
Transfer Doc	0001231726
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Apr 29, 2024
Property Address	1489 RIDGE RD, DURANGO, CO 81303-6458
Document Number	0001231726
Instrument Date	Mar 5, 2024
Instrument	1231726
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1489 RIDGE RD, DURANGO, CO 81303-6458

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Apr 29, 2024
Property Address	1489 RIDGE RD, DURANGO, CO 81303-6458
Document Number	0001231724
Instrument Date	Mar 5, 2024
Instrument	1231724
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1489 RIDGE RD, DURANGO, CO 81303-6458

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1489 RIDGE RD, DURANGO, CO 81303-6458
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001195440
Date	Jul 7, 2021
Instrument	1195440

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1489 RIDGE RD, DURANGO, CO 81303-6458
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 RIDGE RD, DURANGO, CO 81303-6458

Mortgage

Document Number	0001214901
Date	Sep 7, 2022
Instrument	1214901

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,250 (+4.66%) Land $11,040 Building $109,210	$1,838,280 (-) Land $168,750 Building $1,669,530
2025	$6,304.00 (+40.31%)	$114,900 (+7.36%) Land $10,550 Building $104,350	$1,838,280 (+15.09%) Land $168,750 Building $1,669,530
2023	$4,493.00 (-0.27%)	$107,020 (+0.84%) Land $6,400 Building $100,620	$1,597,210 (+31.6%) Land $95,460 Building $1,501,750
2022	$4,505.00	$106,130 Land $28,640 Building $77,490	$1,213,700 Land $98,750 Building $1,114,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: CenturyLink, Verizon.

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