1680 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 1680 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,592 sqft · built 1999
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Nov 2025)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661-263-01-013`

Property Details

APN / Parcel Number

Primary APN	`5661-263-01-013`
Alternative APN	`R020653`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,592 sqft Living Area
Gross Area	4,342 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	152,460 sqft
Garage Type	Attached
Garage Area	750 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	113 sqft
Deck Area	Deck Area
Patio Area	268 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020653
Street Address	1680 RIDGE RD
City	DURANGO
State	CO
Zip	81303-6457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 28 RESUB OF RAFTER J 1680 RIDGE RD DURANGO 81303
Legal Subdivision	KING MOUNTAIN EST
Legal Block	3
Legal Lot Number	28
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1680 RIDGE RD, DURANGO, CO 81303-6457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Feb 1, 1994 · Amount on Record
Deed Document Number	20251248873
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Nov 24, 2025
Property Address	1680 RIDGE RD, DURANGO, CO 81303-6457
Document Number	0001248873
Map Reference	DOC 469354
Instrument Date	Nov 19, 2025
Instrument	1248873
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1680 RIDGE RD, DURANGO, CO 81303-6457

Mortgage

Document Number	0001248874
Date	Nov 24, 2025
Instrument	1248874

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Max Rate	10.4%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1680 RIDGE RD, DURANGO, CO 81303-6457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001179055
Date	Oct 6, 2020
Instrument	1179055

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,260 (+1.4%) Land $14,120 Building $51,140	$1,029,730 (-) Land $222,750 Building $806,980
2025	$3,531.00 (+49.75%)	$64,360 (+74.7%) Land $13,920 Building $50,440	$1,029,730 (+99.83%) Land $222,750 Building $806,980
2024	$2,358.00 (+16.79%)	$36,840 (-23.41%) Land $9,320 Building $27,520	$515,300 (-28.23%) Land $130,350 Building $384,950
2023	$2,019.00 (+32.83%)	$48,100 (+34.32%) Land $8,110 Building $39,990	$717,960 (+39.33%) Land $121,070 Building $596,890
2022	$1,520.00	$35,810 Land $9,060 Building $26,750	$515,300 Land $130,350 Building $384,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 90% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AlignTec, AT&T.

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