176 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 176 Lake Dr, Tool, TX 75143 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage4,216 sqft Living Area
Lot Size10,345 sqft (0.238 acres)
GarageAttached, 656 sqft
OccupancyOwner Occupied
Last Sale$955,000 (2021)
Tax Bill$23,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN2710-0002-2220-32
Alternative APNs
  • R000042712
  • 250161

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area4,216 sqft Living Area
Gross Area4,872 sqft Gross Area
1st Floor2,622 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,345 sqft (0.238 acres)
Depth X Width135 ft x 99 ft Depth x Width
Garage TypeAttached Garage
Garage Area656 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Porch Area779 sqft Porch
Boat AccessBoat Access
Boat House109 sqft Boat House

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number250161
Street Address176 LAKE DR
CityTOOL
StateTX
Zip75143-8405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAB 487 J MENDOZA SUR, ENCHANTED OAKS, BLK B LT 222
Legal SubdivisionENCHANTED OAKS
Legal BlockB
Legal Lot Number222
JurisdictionHENDERSON TX
Minor Civil DivisionCEDAR CREEK LAKE
Census Blockgroup2
Census Block2054
Census Tract950904

Owner

Source: Henderson County records · APN 2710-0002-2220-32

Assessment roll updated September 17, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6400 CARMEL FALLS CT, MCKINNEY, TX 75072-8770
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Vendor's Lien, Transfer · Conventional Mortgage
WILLOW BEND MORTGAGE CO
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
COLONIAL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2021 · Amount on Record
Deed SaleJun 21, 2021 · Amount on Record
Prior SaleNov 21, 1996
Deed Doc Number202111547
Record RefreshedJun 08, 2026

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateJun 21, 2021
Property Address176 LAKE DR, ENCHANTED OAKS, TX 75156-9090
Document Number202100011547
Map ReferenceCAB C SL 44
Instrument DateJun 18, 2021
Instrument2021-00011547
Transaction TypeTransfer
Record UpdatedJul 15, 2021
Title CompanyCOLONIAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 LAKE DR, ENCHANTED OAKS, TX 75156-9090

Mortgage

Document Number202100011548
DateJun 21, 2021
Instrument2021-00011548
Lender
NameWILLOW BEND MORTGAGE CO
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.87%
IndexOther
Max Rate7.87%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address176 LAKE DR, ENCHANTED OAKS, TX 75156-9090
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000013740
DateSep 10, 2020
Instrument2020-00013740
Lender
NameCOLONIAL SAVINGS BANK
TypeBank
AddressFORT WORTH, TX 76102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityEnchanted Oaks Town
Unified School DistrictEustace Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$23,328.00 (+19.74%) Homeowner's exemption Senior Citizen's exemption$1,793,654 (+53.04%) Land $297,000 Building $1,496,654$1,793,654 (+53.04%) Land $297,000 Building $1,496,654
2023$19,482.00 (+195.36%) Additional exemption filed$1,172,000 Land $297,000 Building $875,000$1,172,000 Land $297,000 Building $875,000
2022$6,596.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (48213C), updated April 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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