209 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 209 Lake Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	8 ba · 3,113 sqft · built 1972
Lot Size	0.17 acres (7,389 sqft)
Owner	Company Name on Record
Tax Bill	$23,139 (2025)
Deeds & Mortgages	Apr 2024 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2030-0001-0390-54`

Property Details

APN / Parcel Number

Primary APN	`2030-0001-0390-54`
Alternative APNs	`R000025077` `232526`

Interior

Full Baths	8 Baths
Stories	2 Stories
Building Area	3,113 sqft Living Area
Gross Area	3,919 sqft
1st Floor Area	2,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,389 sqft (0.17 acres)
Lot Dimensions	135 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Patio Area	450 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	232526
Street Address	209 LAKE DR
City	TOOL
State	TX
Zip	75143-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 1 LT 39, B/49
Legal Subdivision	ARNOLD HILLS
Legal Block	1
Legal Lot Number	39
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1009
Census Tract	950801

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7924 FOSSIL CREEK TRL, MCKINNEY, TX 75071-5670
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer NOT AVAILABLE, COLONIAL TITLE COMPANY
Jul 2, 2021	Vendor's Lien, Transfer · Conventional Mortgage SPIRIT OF TEXAS BANK SSB
Oct 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024
Deed Sale	Apr 12, 2024
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	20245009
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Apr 12, 2024
Property Address	209 LAKE DR, TOOL, TX 75143-8458
Document Number	202400005009
Map Reference	VOL 2 PG 101
Instrument Date	Apr 5, 2024
Instrument	2024-00005009
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7924 FOSSIL CREEK TRL, MCKINNEY, TX 75071-5670

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Jul 2, 2021
Property Address	209 LAKE DR, TOOL, TX 75143-8458
Document Number	202100012435
Map Reference	CAB B SL 49
Instrument Date	Jun 30, 2021
Instrument	2021-00012435
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, COLONIAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7924 FOSSIL CREEK TRL, MCKINNEY, TX 75071-5670

Mortgage

Document Number	202100012436
Date	Jul 2, 2021
Instrument	2021-00012436

Lender

Name	SPIRIT OF TEXAS BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 29, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Oct 8, 2020
Property Address	209 LAKE DR, TOOL, TX 75143-8458
Document Number	202000015644
Map Reference	CAB B SL 49
Instrument Date	Oct 6, 2020
Instrument	2020-00015644
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6409 MEADOWCREST LN, GARLAND, TX 75048-5515
Investor	Possibly a Property Investor

Mortgage

Document Number	202000015645
Date	Oct 8, 2020
Instrument	2020-00015645

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,139.00 (+2.93%)	$1,257,648 (+26.3%) Land $243,000 Building $1,014,648	$1,257,648 (+26.3%) Land $243,000 Building $1,014,648
2024	$22,481.00 (+63.02%)
2023	$13,790.00 (+107.9%) Additional exemption filed	$995,725 Land $243,000 Building $752,725	$995,725 Land $243,000 Building $752,725
2022	$6,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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