133 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 133 Lake Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1969
Owner	Individual on Record
Tax Bill	$2,984 (2023)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2030-0001-0470-54`

Property Details

APN / Parcel Number

Primary APN	`2030-0001-0470-54`
Alternative APNs	`R000025084` `232533`

Interior

Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	480 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	R000025084
Old Parcel Number	2030.0001.0470.54
Street Address	133 LAKE DR
City	TOOL
State	TX
Zip	75143-8456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 47 & 48 AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 1 LTS 47 & 48, B/49
Legal Subdivision	ARNOLD HILLS (369)
Legal Block	1
Legal Lot Number	47,48 48
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1009
Census Tract	950801

Owner

Source: Henderson County assessment roll, as of July 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	133 LAKE DR, TOOL, TX 75143-8456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Vendor's Lien, Transfer · FHA Mortgage GREAT WESTERN FINANCIAL SERVICES IN
Aug 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2020
Deed Sale	Feb 18, 2020
Prior Sale	Aug 1, 2017
Deed Document Number	2020-00002171
Record Updated	Jun 7, 2026

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Feb 18, 2020
Property Address	133 LAKE DR, TOOL, TX 75143-8456
Document Number	202000002171
Map Reference	CAB B SL 49
Instrument Date	Feb 14, 2020
Instrument	2020-00002171
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 LAKE DR, TOOL, TX 75143-8456

Mortgage

Document Number	202000002172
Date	Feb 18, 2020
Instrument	2020-00002172

Lender

Name	GREAT WESTERN FINANCIAL SERVICES IN
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 1, 2017
Property Address	133 LAKE DR, TOOL, TX 75143-8456
Document Number	201700011656
Map Reference	VOL2 PG101
Instrument Date	Jul 27, 2017
Instrument	2017-00011656
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	EAST TX TITLE COMPANY, EAST TEXAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 LAKE DR, 133, TOOL, TX 75143-8456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 FENWICK LN, FORNEY, TX 75126-3819

Mortgage

Document Number	201700011657
Date	Aug 1, 2017
Instrument	2017-00011657

Lender

Name	CITY BANK MORTGAGE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,984.00 (-25.42%) Homeowner's exemption	$218,298 Land $30,000 Building $188,298	$218,298 Land $30,000 Building $188,298
2022	$4,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless.

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