201 Lake Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 201 Lake Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	4,115 sqft · built 2023
Owner	Individual Name on Record
Tax Bill	$28,678 (2023)
Deeds & Mortgages	Feb 2021 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2030-0001-0410-54`

Property Details

APN / Parcel Number

Primary APN	`2030-0001-0410-54`
Alternative APNs	`R000025080` `232529`

Interior

Building Area	4,115 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	1,568 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 2023
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	280 sqft
Deck Area	1,110 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Heating System	Wood Furnace

Location & Zoning

Account Number	R000025080
Old Parcel Number	2030.0001.0410.54
Street Address	201 LAKE DR
City	TOOL
State	TX
Zip	75143-8458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41 AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 1 LTS 41 & N/2 OF 42
Legal Subdivision	ARNOLD HILLS (369)
Legal Block	1
Legal Lot Number	41,N
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1009
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	201 LAKE DR, DALLAS, TX 75247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Warranty Deed, Transfer NOT AVAILABLE, COLONIAL TITLE COMPANY
Oct 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPIRIT OF TEXAS BANK SSB
Oct 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2021
Deed Sale	Feb 23, 2021
Deed Document Number	2021-00003080
Record Updated	Jun 7, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TX
Recording Date	Feb 23, 2021
Property Address	201 LAKE DR, TOOL, TX 75143-8458
Document Number	202100003080
Map Reference	CAB A SL 211
Instrument Date	Feb 23, 2021
Instrument	2021-00003080
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 EVELAKE CT, LEWISVILLE, TX 75056-6035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	201 LAKE DR, TOOL, TX 75143-8458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRINITY VALLEY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000017099
Date	Oct 29, 2020
Instrument	2020-00017099

Lender

Name	SPIRIT OF TEXAS BANK SSB
Type	Bank
Address	COLLEGE STATION, TX 77840

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 22, 2020
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Margin	1
Max Rate	10.2%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	201 LAKE DR, TOOL, TX 75143-8458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRINITY VALLEY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014894
Date	Oct 22, 2019
Instrument	2019-00014894

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	TYLER, TX 75711

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$28,678.00 (+181.99%) Homeowner's exemption	$1,636,630 Land $444,938 Building $1,191,692	$1,636,630 Land $444,938 Building $1,191,692
2022	$10,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless, Verizon.

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