Polk County property record for 176 Fish Hawk Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,034 sqft · built 2006 |
| Lot Size | 0.177 acres (7,697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jul 2023) |
| Tax Bill | $4,716 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-24-690593-000210 |
| Primary APN | 26-29-24-690593-000210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,034 sqft Living Area |
| Gross Area | 3,430 sqft |
| 1st Floor Area | 1,364 sqft |
| Upper Floors Area | 1,670 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,697 sqft (0.177 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 132 sqft |
| Street Address | 176 FISH HAWK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HART LAKE COVE PHASE I PB 135 PGS 1-2 LOT 21 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | HART LAKE COVE PHASE 1 |
| Legal Phase | I |
| Legal Tract | 690593 |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 176 FISH HAWK DR, WINTER HAVEN, FL 33884-4167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jul 11, 2023 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | Jun 13, 2006 · Amount on Record |
| Deed Document Number | 2023160523 |
| Deed Book / Page | 12758 / 269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 176 FISH HAWK DR, WINTER HAVEN, FL 33884-4167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 176 FISH HAWK DR, WINTER HAVEN, FL 33884-4167 |
| Document Number | 0000073240 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 13059/613 |
| Instrument | 2024073240 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 176 FISH HAWK DR, WINTER HAVEN, FL 33884-4167 |
| Document Number | 0000160523 |
| Book / Page | 12758 / 269 |
| Map Reference | MB 135 PG 1&2 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 2023160523 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5409 72ND ST, MASPETH, NY 11378-1814 |
| Name | Verified Name |
|---|---|
| Address | 176 FISH HAWK DR, WINTER HAVEN, FL 33884-4167 |
| Document Number | 0012758271 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 12758/271 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2053 |
| Document Number | 0000160525 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 12758/285 |
| Instrument | 2023160525 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,789 (-1.66%) Land $52,000 Building $238,789 | $290,789 (-1.66%) Land $52,000 Building $238,789 | |
| 2025 | $4,716.00 (+261.1%) Homeowner's exemption | $295,706 (+163.98%) Land $52,000 Building $243,706 | $295,706 (+2.8%) Land $52,000 Building $243,706 |
| 2023 | $1,306.00 (+4.06%) Homeowner's exemption | $112,017 (+3%) | $287,640 (+13.64%) Land $50,000 Building $237,640 |
| 2022 | $1,255.00 Homeowner's exemption | $108,754 | $253,118 Land $42,000 Building $211,118 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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